471 Goodwin Creek Rd, Freeport, FL 32439 Property Records

Walton County property record for 471 Goodwin Creek Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,968 sqft · built 1994
Lot Size	5.48 acres (239,144 sqft)
Owner	2 Owner Names on Record
Last Sale	$278,500 (Aug 2003)
Tax Bill	$725 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-1S-19-23000-007-0011`

Property Details

APN / Parcel Number

Primary APN	`07-1S-19-23000-007-0011`
Alternative APN	`1009920`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	2,688 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	239,144 sqft (5.48 acres)
Lot Width	192 ft Width
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	720 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1009920
Street Address	471 GOODWIN CREEK RD
City	FREEPORT
State	FL
Zip	32439-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(LOT 1) COM @ A ONE-HALF INCH REBAR (#3243) MARKING THE SW/C OF THE NE1/4 OF SW1/4 OF SEC 07; N 00 DEG 19'38W ALONG E LINE
Legal Range	19W
Legal Township	01S
Legal Section	07
Legal Subdivision	ACREAGE & UNREC
Legal Block	7
Legal Lot Number	1-2
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2022
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	471 GOODWIN CREEK RD, FREEPORT, FL 32439-2728
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Sep 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST FLORIDA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2003 · Amount on Record
Deed Sale	Aug 14, 2003 · Amount on Record
Deed Document Number	775797
Deed Book / Page	2530 / 1562
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	471 GOODWIN CREEK RD, FREEPORT, FL 32439-2728
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 GOODWIN CREEK RD, FREEPORT, FL 32439-2728

Mortgage

Document Number	0033803888
Date	Dec 15, 2025
Book Page	3380/3888
Instrument	20250046024

Lender

Name	RENASANT BANK
Type	Bank
Address	FREEPORT, FL 32439

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	471 GOODWIN CREEK RD, FREEPORT, FL 32439-2728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031182195
Date	Sep 19, 2019
Book Page	3118/2195
Instrument	20190032485

Lender

Name	FIRST FLORIDA BANK
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,590 (-1.7%) Land $65,880 Building $161,710	$227,590 (-1.7%) Land $65,880 Building $161,710
2024	$725.00 (+4.47%)
2023	$694.00 (+1.61%) Homeowner's exemption	$231,529 (+4.94%) Land $65,840 Building $165,689	$231,529 (+4.94%) Land $65,840 Building $165,689
2022	$683.00 Homeowner's exemption	$220,628 Land $73,083 Building $147,545	$220,628 Land $73,083 Building $147,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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