471 Ferry Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 471 Ferry Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,464 sqft · built 1952
Owner	Individual Name on File
Last Sale	$435,000 (Sep 2025)
Tax Bill	$3,289 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54J-1H-6`

Property Details

APN / Parcel Number

Primary APN	`54J-1H-6`
Alternative APNs	`054J 1H 6` `34396`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Other
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	104 sqft
Patio Area	740 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	34396
Old Parcel Number	054J 1H 6
Street Address	471 FERRY RD
City	FREDERICKSBURG
State	VA
Zip	22405-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 6 BL H FERRY FARMS SUB
Legal Subdivision	BL H FERRY FARMS
Legal Block	H
Legal Lot Number	6
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	1
Census Block	1002
Census Tract	10502

Owner

471 Ferry Rd is owned and occupied by an individual who bought it in September 2025.

Source: Stafford County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	471 FERRY RD, FREDERICKSBURG, VA 22405-2904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Aug 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION
Oct 26, 2020	Warranty Deed, Transfer · Conventional with PMI GEORGE MASON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Oct 31, 2022 · Amount on File
Deed Document Number	250011490
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 31, 2022
Property Address	471 FERRY RD, FREDERICKSBURG, VA 22405-2904
Document Number	0220020984
Instrument Date	Oct 28, 2022
Instrument	220020984
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	FIDELITY NATIONAL LS, FIDELITY NATIONAL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 FERRY RD, FREDERICKSBURG, VA 22405-2904

Mortgage

Document Number	0220020985
Date	Oct 31, 2022
Instrument	220020985

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Aug 2, 2021
Property Address	471 FERRY RD, FREDERICKSBURG, VA 22405-2904
Document Number	210026082
Instrument Date	Jul 28, 2021
Instrument	210026082
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	HAZELWOOD TITLE AND ESCROW INC, HAZELWOOD TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 FERRY RD, FREDERICKSBURG, VA 22405-2904

Mortgage

Document Number	210026083
Date	Aug 2, 2021
Instrument	210026083

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 26, 2020
Property Address	471 FERRY RD, FREDERICKSBURG, VA 22405-2904
Document Number	200028301
Book / Page	002000 / 028302
Instrument Date	Oct 23, 2020
Instrument	28301
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 FERRY RD FREDERICKSBURG VA 224052904, FREDERICKSBURG, VA 22405-2904

Mortgage

Document Number	200028302
Date	Oct 26, 2020
Book Page	002000/028302
Instrument	28302

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 471 Ferry Rd was $3,289.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,289.00	$351,200 Land $95,000 Building $256,200	$351,200 Land $95,000 Building $256,200
2023	$2,822.00	$298,700 Land $90,000 Building $208,700	$298,700 Land $90,000 Building $208,700
2021	$1,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 471 Ferry Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 471 Ferry Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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