471 Elm St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 471 Elm St, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 560 sqft · built 1969
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Nov 2018)
Tax Bill	$5,396 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:515 L:29`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:515 L:29`
Alternative APNs	`515029000000000` `117010020000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	560 sqft Living Area
Gross Area	1,168 sqft
1st Floor Area	560 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	515029000000000
Street Address	471 ELM ST
City	KEENE
State	NH
Zip	03431-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	29
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2017
Census Tract	971000

Owner

Source: Cheshire County and Keene City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37 MIDDLE ST, KEENE, NH 03431-3306
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Deed Document Number	20189168
Deed Book / Page	3045 / 121
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Recording Date	Aug 12, 2026
Property Address	471 ELM ST, KEENE, NH 03431-1826
Document Number	0000006340
Book / Page	3359 / 263
Instrument Date	Aug 4, 2026
Instrument	20266340
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 ELM ST, KEENE, NH 03431-1826

Mortgage

Document Number	0000006340,
Date	Aug 12, 2026
Book Page	3359/263
Instrument	20266340

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,396.00 (+3.93%)	$157,000 (-) Land $43,500 Building $113,500
2024	$5,192.00 (+3.69%)	$157,000 (-) Land $43,500 Building $113,500
2023	$5,007.00 (+5.88%)	$157,000 (+3.02%) Land $43,500 Building $113,500
2022	$4,729.00	$152,400 Land $43,500 Building $108,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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