471 Eden St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 471 Eden St, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,976 sqft · built 1997
Lot Size0.094 acres (4,117 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Apr 2016)
Tax Bill$6,199 (2025)
Deeds & MortgagesMar 2022 Transfer
Mar 2022 Line of Credit
+ 7 more
Flood ZoneZone X (moderate risk)
APN790-53-070

Property Details

APN / Parcel Number

Primary APN790-53-070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,976 sqft Living Area
1st Floor Area966 sqft
2nd Floor Area1,010 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Construction TypeWood
Lot Area4,117 sqft (0.094 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address471 EDEN ST
CityGILROY
StateCA
Zip95020-7266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTR 8885 LOT 55
Legal Subdivision8885 PARK COMMONS PH VI
Legal Tract8885
Legal Lot Number55
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2000
Census Tract512514

Owner

Source: Santa Clara County records · APN 790-53-070

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address471 EDEN ST, GILROY, CA 95020-7266
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY
Mar 21, 2022Intrafamily Transfer, Transfer · Line of Credit
SANTA CLARA COUNTY FCU
Jul 06, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Jul 07, 2021Intrafamily Transfer, Transfer
ORANGE COAST TTL CO OF NOCAL
Jun 03, 2020Quit Claim Deed, Transfer
ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA
Jun 02, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 14, 2019Quit Claim Deed, Transfer
OTHER
Feb 07, 2018Deed of Trust, Mortgage · Conventional with PMI
STEARNS LNDG
Mar 31, 2017Deed of Trust, Mortgage · Conventional with PMI
ETHOS LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2016 · Amount on Record
Deed SaleApr 29, 2016 · Amount on Record
Prior SaleNov 21, 2024
Deed Document Number0023290974
Record UpdatedJun 08, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateMar 21, 2022
Property Address471 EDEN ST, GILROY, CA 95020-7266
Document Number0025264503
Map ReferenceMB 683 PG 35&36
Instrument DateMar 15, 2022
Instrument25264503
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address471 EDEN ST, GILROY, CA 95020-7266
InvestorPossibly a Property Investor

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateMar 21, 2022
Property Address471 EDEN ST, GILROY, CA 95020-7266
Document Number0025264501
Map ReferenceMB 683 PG 35&36
Instrument DateMar 15, 2022
Instrument25264501
Transaction TypeTransfer
Record UpdatedMar 30, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address471 EDEN ST, GILROY, CA 95020-7266

Mortgage

Document Number0025264502
DateMar 21, 2022
Instrument25264502
Lender
NameSANTA CLARA COUNTY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJul 06, 2021
Property Address471 EDEN ST, GILROY, CA 95020-7266
Document Number0025018568
Map ReferenceMB 683 PG 35&36
Instrument DateJun 28, 2021
Instrument25018568
Transaction TypeTransfer
Record UpdatedJul 15, 2021
Title CompanyORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address471 EDEN ST, GILROY, CA 95020-7266
InvestorPossibly a Property Investor

Mortgage

Document Number0025018569
DateJul 06, 2021
Instrument25018569
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJul 07, 2021
Property Address471 EDEN ST, GILROY, CA 95020-7266
Document Number0025019914
Map ReferenceMB 683 PG 35&36
Instrument DateMay 28, 2021
Instrument25019914
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyORANGE COAST TTL CO OF NOCAL

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address471 EDEN ST, GILROY, CA 95020-7266
InvestorPossibly a Property Investor

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateJun 03, 2020
Property Address471 EDEN ST, GILROY, CA 95020-7266
Document Number0024495823
Instrument DateMay 28, 2020
Instrument24495823
Transaction TypeTransfer
Record UpdatedJun 12, 2020
Title CompanyORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address471 EDEN ST GILROY CA 950207266, GILROY, CA 95020-7266

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJun 02, 2020
Property Address471 EDEN ST, GILROY, CA 95020-7266
Document Number0024494417
Map ReferenceMB 683 PG 35&36
Instrument DateMay 28, 2020
Instrument24494417
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyORANGE COAST TTL CO OF NOCAL

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address471 EDEN ST, GILROY, CA 95020-7266

Mortgage

Document Number0024494418
DateJun 02, 2020
Instrument24494418
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateJun 14, 2019
Property Address471 EDEN ST, GILROY, CA 95020-7266
Document Number0024203359
Instrument DateMay 25, 2019
Instrument24203359
Transaction TypeTransfer
Record UpdatedJul 01, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address471 EDEN ST GILROY CA 950207266, GILROY, CA 95020-7266

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address471 EDEN ST, GILROY, CA 95020-7266
Document Number0023868998
Instrument DateFeb 07, 2018
Transaction TypeMortgage
Record UpdatedFeb 21, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address471 EDEN ST GILROY CA 950207266, GILROY, CA 95020-7266

Mortgage

Document Number0023868998
DateFeb 15, 2018
Instrument23868998
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 14, 2048

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address471 EDEN ST, GILROY, CA 95020-7266
Document Number0023617600
Instrument DateMar 31, 2017
Transaction TypeMortgage
Record UpdatedApr 21, 2017
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address471 EDEN ST GILROY CA 950207266, GILROY, CA 95020-7266

Mortgage

Document Number0023617600
DateApr 06, 2017
Instrument23617600
Lender
NameETHOS LNDG
AddressPITTSBURGH, PA 15212
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 05, 2047

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,199.00 (+2.19%)$497,187 (+4.04%) Land $174,014 Building $323,173
2023$6,066.00 (+1.68%)$477,882 Land $167,257 Building $310,625
2022$5,966.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Communications, LLC.
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: California Internet, Frontier, Verizon.

Based on FCC filings for 621 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF GILROY
serves 59,426 people
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Eden St

Nearby Streets

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