471 Cross St, Ogden, UT 84404 Property Records

Weber County property record for 471 Cross St, Ogden, UT 84404

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 832 sqft · built 1948
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$408,742 (Jul 2024)
Tax Bill	$2,173 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-105-0018`

Property Details

APN / Parcel Number

Primary APN	`12-105-0018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	832 sqft Total Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Interior Walls	Masonry

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	471 CROSS ST
City	OGDEN
State	UT
Zip	84404-4945
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PART OF THE NORTHEAST QUARTER OF SECTION 20, TOWNSHIP 6 NORTH, RANGE 1 WEST, SALT LAKE BASE AND MERIDIAN, U.S. SURVEY:
Legal Range	01W
Legal Township	06N
Legal Section	20
Legal Subdivision	U S SURVEY
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	2
Census Block	2008
Census Tract	200500

Owner

471 Cross St, a duplex, is owned and occupied by two individuals who bought it in July 2024.

Source: Weber County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	471 CROSS ST, OGDEN, UT 84404-4945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage WASATCH PEAKS FCU
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 1, 2022	Warranty Deed, Transfer · Commercial Mortgage WASATCH PEAKS FCU
Mar 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage WASATCH PEAKS FCU
Apr 6, 2020	Warranty Deed, Transfer US TITLE INSURANCE AGENCY, US TITLE INS AGCY
Apr 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Feb 1, 2022 · Amount on File
Deed Document Number	20243334469
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	471 CROSS ST, OGDEN, UT 84404-4945
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	INWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003289238
Date	Jun 30, 2023
Instrument	3289238

Lender

Name	WASATCH PEAKS FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Feb 1, 2022
Property Address	471 CROSS ST, OGDEN, UT 84404-4945
Document Number	0003214637
Instrument Date	Feb 1, 2022
Instrument	3214637
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 CROSS ST, OGDEN, UT 84404-4945

Mortgage

Document Number	0003214638
Date	Feb 1, 2022
Instrument	3214638

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Feb 1, 2022
Property Address	471 CROSS ST, OGDEN, UT 84404-4945
Document Number	0003214639
Instrument Date	Jan 31, 2022
Instrument	3214639
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 CROSS ST, OGDEN, UT 84404-4945

Mortgage

Document Number	0003214640
Date	Feb 1, 2022
Instrument	3214640

Lender

Name	WASATCH PEAKS FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	471 CROSS ST, OGDEN, UT 84404-4945
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	US TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003136479
Date	Mar 19, 2021
Instrument	3136479

Lender

Name	WASATCH PEAKS FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Apr 6, 2020
Property Address	471 CROSS ST, OGDEN, UT 84404-4945
Document Number	0003045755
Instrument Date	Apr 3, 2020
Instrument	3045755
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	US TITLE INSURANCE AGENCY, US TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	471 CROSS ST OGDEN UT 844044945, OGDEN, UT 84404-4945

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBER UT
Recording Date	Apr 6, 2020
Property Address	471 CROSS ST, OGDEN, UT 84404-4945
Document Number	0003045753
Instrument Date	Apr 3, 2020
Instrument	3045753
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	471 CROSS ST, OGDEN, UT 84404-4945

Mortgage

Document Number	0003045754
Date	Apr 6, 2020
Instrument	3045754

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 471 Cross St was $2,173, up 12.2% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,173.00 (+12.18%)	$181,236 (+16.03%) Land $77,000 Building $104,236	$329,521 (+16.03%) Land $140,000 Building $189,521
2025	$1,937.00	$156,201 Land $55,000 Building $101,201	$284,001 Land $100,000 Building $184,001
2023	$1,877.00	$272,000 Land $93,750 Building $178,250	$272,000 Land $93,750 Building $178,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 471 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 471 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Connext Networks, Utah Broadband.

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