Norfolk County and Needham Town property record for 471 Chestnut St, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 839 sqft · built 1874 |
| Lot Size | 0.342 acres (14,898 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $758,000 (Jul 2019) |
| Tax Bill | $9,756 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Sep 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0450001000000 |
| Primary APN | M:0450001000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 839 sqft Living Area |
| Gross Area | 1,678 sqft |
| 1st Floor Area | 839 sqft |
| Basement Area | 839 sqft |
| Unfinished Basement | 839 sqft |
| Year Built | Built 1874 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,898 sqft (0.342 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 471 CHESTNUT ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 10 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 403300 |
Source: Norfolk County and Needham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 471 CHESTNUT ST, NEEDHAM, MA 02492-2822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 6, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Sep 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC |
| Jul 30, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on Record |
| Deed Sale | Jul 30, 2019 · Amount on Record |
| Prior Sale | Jan 28, 2010 · Amount on Record |
| Deed Document Number | 201964392 |
| Last Transfer Date | Jan 26, 2023 |
| Transfer Doc | 041047-157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Feb 6, 2023 |
| Property Address | 471 CHESTNUT ST, NEEDHAM, MA 02492-2822 |
| Document Number | 041047-157 |
| Book / Page | 41047 / 157 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 7228 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 471 CHESTNUT ST, NEEDHAM, MA 02492-2822 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 471 CHESTNUT ST, NEEDHAM, MA 02492-2822 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38329-65 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 38329/65 |
| Instrument | 94772 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Jul 30, 2019 |
| Property Address | 471 CHESTNUT ST, NEEDHAM, MA 02492-2822 |
| Document Number | 37009-290 |
| Book / Page | 037009 / 000290 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 64392 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $758.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 471 CHESTNUT ST NEEDHAM MA 024922822, NEEDHAM, MA 02492-2822 |
| Document Number | 37009-292 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 037009/000292 |
| Instrument | 64393 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,756.00 (-1.88%) | $920,400 (+20.71%) Land $690,700 Building $229,700 | $1,060,485 (+1.32%) |
| 2024 | $1,046,710 | ||
| 2023 | $9,943.00 | $762,500 Land $458,200 Building $304,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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