471 Bruce Rd, Lockport, IL 60441 Property Records

Will County property record for 471 Bruce Rd, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1946
Lot Size	1.17 acres (51,029 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Oct 2022)
Tax Bill	$6,798 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-26-307-049`

Property Details

APN / Parcel Number

Primary APN	`11-04-26-307-049`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	51,029 sqft (1.17 acres)
Garage Type	Attached
Garage Area	360 sqft

Location & Zoning

Street Address	471 BRUCE RD
City	LOCKPORT
State	IL
Zip	60441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 THE E 10 FT OF LOT 4 IN ARTHUR T MCINTOSH COMPANY'S BRUCE ROAD FARMS, BEING A SUB OF LOTS 12 THRU 15 IN THE ASSESSOR'
Legal Range	10E
Legal Township	36N
Legal Section	26
Legal Subdivision	ARTHUR T MCINTOSH
Legal Lot Number	12-15
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2035
Census Tract	880702

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16444 ZAUSA DR, CREST HILL, IL 60403-0770
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Sep 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK OF MANHATTAN
Sep 13, 2020	Loan Modification, Mortgage FIRST BK/MANHATTAN
Oct 7, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST BK/MANHATTAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Jan 6, 2012 · Amount on Record
Deed Document Number	202277045
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 24, 2022
Property Address	417 BRUCE RD, LOCKPORT, IL 60441-4803
Document Number	0000077045
Map Reference	DOC 598106
Instrument Date	Sep 30, 2022
Instrument	R2022077045
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16444 ZAUSA DR, CREST HILL, IL 60403-0770

Mortgage

Document Number	0000077046
Date	Oct 24, 2022
Instrument	R2022077046

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	417 BRUCE RD, LOCKPORT, IL 60441-4803
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067209
Date	Sep 25, 2018
Instrument	R2018067209

Lender

Name	FIRST BANK OF MANHATTAN
Type	Bank
Address	MANHATTAN, IL 60442

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Sep 13, 2020

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Monthly

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	417 BRUCE RD, LOCKPORT, IL 60441-4803
Document Number	0000001390
Instrument Date	Sep 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	417 BRUCE ROAD A & B LOCKPORT IL 60441, LOCKPORT, IL 60441

Mortgage

Document Number	0000001390
Date	Jan 6, 2021
Instrument	1390

Lender

Name	FIRST BK/MANHATTAN
Type	Bank
Address	MANHATTAN, IL 60442

Agreement

Term	12 Months
Due	Jan 5, 2022

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	417 BRUCE RD, LOCKPORT, IL 60441-4803
Document Number	0000086210
Instrument Date	Oct 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	417 BRUCE RD #A LOCKPORT IL 604414803, A, LOCKPORT, IL 60441-4803

Mortgage

Document Number	0000086210
Date	Nov 1, 2017
Instrument	86210

Lender

Name	FIRST BK/MANHATTAN
Type	Bank
Address	MANHATTAN, IL 60442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 31, 2019

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Elementary School District	Fairmont School District 89 (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,798.00 (+23.92%)	$83,170 (+7.2%) Land $43,889 Building $39,281	$249,510 (+7.2%) Land $131,667 Building $117,843
2024		$77,584 (+27.99%) Land $40,941 Building $36,643	$232,752 (+27.99%) Land $122,823 Building $109,929
2022	$5,486.00	$60,617 Land $31,988 Building $28,629	$181,851 Land $95,964 Building $85,887

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1982–1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile.

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