471 Archer St, Monterey, CA 93940 Property Records

Monterey County property record for 471 Archer St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,466 sqft · built 1954
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Sep 2011)
Tax Bill	$7,587 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-113-008-000`

Property Details

APN / Parcel Number

Primary APN	`001-113-008-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,466 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,850 sqft (0.134 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	471 ARCHER ST
City	MONTEREY
State	CA
Zip	93940-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LITTLES NEW MONTEREY LOT 5 BLK 12
Legal Subdivision	LITTLES NEW MONTEREY
Legal Block	12
Legal Lot Number	5
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1023
Census Tract	12504

Owner

471 Archer St is owned and occupied by an individual who acquired it in February 2016.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	471 ARCHER ST, MONTEREY, CA 93940-1722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2011 · Amount on File
Deed Sale	Sep 23, 2011 · Amount on File
Prior Sale	Jul 31, 1998 · Amount on File
Deed Document Number	201152465
Last Transfer Date	Feb 29, 2016
Transfer Doc	0000011618
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	471 ARCHER ST, MONTEREY, CA 93940-1722
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024616
Date	Jun 14, 2019
Instrument	2019024616

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	471 ARCHER ST, MONTEREY, CA 93940-1722
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015293
Date	Mar 27, 2020
Instrument	2020015293

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	471 ARCHER ST, MONTEREY, CA 93940-1722
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 ARCHER ST, MONTEREY, CA 93940-1722

Mortgage

Document Number	0000016643
Date	Mar 5, 2021
Instrument	2021016643

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 471 Archer St was $7,587.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,795 (+2%) Land $320,288 Building $339,507
2025	$7,587.00	$646,858 Land $314,008 Building $332,850
2023	$6,867.00 (+1.37%)	$621,741 Land $301,815 Building $319,926
2022	$6,774.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 471 Archer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 471 Archer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Optimum, T-Mobile, Verizon.

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