Indian River County property record for 471 28th Ct, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,522 sqft · built 1970 |
| Lot Size | 3.04 acres (132,422 sqft) |
| Owner | Company Name on File |
| Last Sale | $725,000 (Jun 2024) |
| Tax Bill | $8,968 (2025) |
| Deeds & Mortgages | Mar 2019 Loan Modification Oct 2018 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00001-0080-00018.0 |
| Primary APN | 33-39-15-00001-0080-00018.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,522 sqft Living Area |
| Gross Area | 4,068 sqft |
| 1st Floor Area | 3,522 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Mansard |
| Roof Material | Metal |
| Lot Area | 132,422 sqft (3.04 acres) |
| Lot Dimensions | 140 ft deep x 123 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Driveway | Driveway |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 382 sqft |
| Patio Area | 240 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 471 28TH CT |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32968-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | INDIAN RIVER FARMS COMPANY S/D PBS 2-25 SEC 15 TWP 33 RNG 39 TR 8 BEING MORE PART DESC AS FOLL COM AT THE NE COR OF TR 8 TH RUN N89-55-18W ON THE N LINE OF SAID TR 7 FOR A DIS OF 25 FT TO THE W ROW LINE OF EMERSON AVE THE NLY LINE OF TR 8 IS ASSUMED |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 15 |
| Legal Subdivision | INDIAN RIVER FARMS COMPANY S/D |
| Legal Tract | 8 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50702 |
471 28th Ct is owned by a company that bought it in June 2024.
Source: Indian River County records, as of September 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2655 12TH ST, VERO BEACH, FL 32960-3912 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2019 | Loan Modification, Mortgage · Conventional with PMI HOME PT FIN'L |
| Oct 9, 2018 | Loan Modification, Mortgage · Conventional with PMI HOME PT FIN'L |
| May 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage GROUP ONE MORTGAGE INC |
| Apr 26, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2024 · Amount on File |
| Deed Sale | Jun 26, 2024 · Amount on File |
| Deed Document Number | 202431072 |
| Deed Book / Page | 3707 / 719 |
| Prior Transfer Date | Oct 18, 2001 |
| Prior Transfer Doc | 1438001262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 471 28TH CT, VERO BEACH, FL 32968-2017 |
| Document Number | 0032021605 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 471 28TH CT VERO BEACH FL 329682017, VERO BEACH, FL 32968-2017 |
| Document Number | 0032021605 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 003202/001605 |
| Instrument | 24914 |
| Name | HOME PT FIN'L |
|---|---|
| Address | FARMERS BRANCH, TX 75234 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 468 Months |
| Due | Apr 28, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 471 28TH CT, VERO BEACH, FL 32968-2017 |
| Document Number | 0031672305 |
| Instrument Date | Oct 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 471 28TH CT VERO BEACH FL 329682017, VERO BEACH, FL 32968-2017 |
| Document Number | 0031672305 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 003167/002305 |
| Instrument | 73004 |
| Name | HOME PT FIN'L |
|---|---|
| Address | FARMERS BRANCH, TX 75234 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 3, 2058 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 31, 2017 |
| Property Address | 471 28TH CT, VERO BEACH, FL 32968-2017 |
| Document Number | 0030282462 |
| Book / Page | 3028 / 2462 |
| Instrument Date | May 26, 2017 |
| Instrument | 3120170031145 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 124TH ST, 1925, VERO BEACH, FL 32960 |
| Name | Verified Name |
|---|---|
| Address | 471 28TH CT, VERO BEACH, FL 32968-2017 |
| Document Number | 30282464 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 3028/2464 |
| Name | GROUP ONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 26, 2017 |
| Property Address | 471 28TH CT, VERO BEACH, FL 32968-2017 |
| Document Number | 0030181787 |
| Book / Page | 003018 / 001787 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 22735 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 58TH AVE VERO BEACH FL 329682206, VERO BEACH, FL 32968-2206 |
The 2025 property tax bill for 471 28th Ct was $8,968.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,968.00 | $601,102 Land $160,937 Building $440,165 | $601,102 Land $160,937 Building $440,165 |
| 2023 | $7,695.00 (+10.74%) | $579,901 (+14.21%) Land $160,877 Building $419,024 | $579,901 (+14.21%) Land $160,877 Building $419,024 |
| 2022 | $6,949.00 | $507,765 Land $117,949 Building $389,816 | $507,765 Land $117,949 Building $389,816 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 471 28th Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 234 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 21 of 25 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 471 28th Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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