Catawba County property record for 4709 Vernon Dr, Conover, NC 28613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,347 sqft · built 1999 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Sep 2023) |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3734-18-30-7089 |
| Primary APN | 3734-18-30-7089 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,347 sqft Living Area |
| 1st Floor Area | 2,694 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 163 ft deep x 175 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4709 VERNON DR |
|---|---|
| City | CONOVER |
| State | NC |
| Zip | 28613-9752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | LOT 71-77 PL 14-61 |
| Legal Subdivision | BUMGARNER GARDENS |
| Legal Lot Number | 71-77 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | CLINES |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10203 |
4709 Vernon Dr is owned and occupied by two individuals who bought it in September 2023.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4709 VERNON DR, CONOVER, NC 28613-9752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 21, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on File |
| Deed Sale | Sep 18, 2023 · Amount on File |
| Prior Sale | Sep 21, 2018 · Amount on File |
| Deed Document Number | 202316571 |
| Deed Book / Page | 3832 / 123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Sep 18, 2023 |
| Property Address | 4709 VERNON DR, CONOVER, NC 28613-9752 |
| Document Number | 0038320123 |
| Book / Page | 3832 / 123 |
| Map Reference | MB 14 PG 61 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 16571 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1828 HOUSTON MILL RD, CONOVER, NC 28613-8508 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4709 VERNON DR, CONOVER, NC 28613-9752 |
| Document Number | 0000016572 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 16572 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.77% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.77% |
| Max Rate At Change | 6.77% |
| Index | 5-Year CMT |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Sep 21, 2018 |
| Property Address | 4709 VERNON DR, CONOVER, NC 28613-9752 |
| Document Number | 0034730707 |
| Book / Page | 003473 / 000707 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 16089 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $326.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4709 VERNON DR CONOVER NC 286139752, CONOVER, NC 28613-9752 |
The 2025 property tax bill for 4709 Vernon Dr was $972, down 23.7% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,000 (-) Land $19,100 Building $224,900 | ||
| 2025 | $972.00 (-23.7%) | $244,000 Land $19,100 Building $224,900 | |
| 2024 | $1,274.00 (+3.92%) | ||
| 2023 | $1,226.00 | $155,600 Land $19,100 Building $136,500 | $244,000 Land $19,100 Building $224,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4709 Vernon Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2019–2020) |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4709 Vernon Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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