Wayne County property record for 4709 Universal St, Dearborn Heights, MI 48125
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 980 sqft · built 1955 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Dec 2021) |
| Tax Bill | $2,149 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2021 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33 055 01 1405 300 |
| Primary APN | 33 055 01 1405 300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 87.3 ft deep x 105 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4709 UNIVERSAL ST |
|---|---|
| City | DEARBORN HEIGHTS |
| State | MI |
| Zip | 48125-3338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 35B1405 1406 LOT 1405 AND 1406 ALSO N W 1/2 ADJ VAC ALLEY DEARBORN HOMES SUB NO. 6 T2S R10E L47 P66 WCRCOMBINED ON 02/20/2006 |
| Legal Subdivision | DEARBORN HOMES NO 6 |
| Legal Lot Number | 1405 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 572900 |
Source: Wayne County records · APN 33 055 01 1405 300
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4709 UNIVERSAL ST, DEARBORN HEIGHTS, MI 48125-3338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 09, 2021 | Warranty Deed, Transfer |
| Dec 13, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN |
| Dec 13, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 25, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Dec 13, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2021 · Amount on Record |
| Deed Sale | Dec 09, 2021 · Amount on Record |
| Prior Sale | Dec 13, 2017 · Amount on Record |
| Deed Document Number | 2021429097 |
| Deed Book / Page | 57258 / 740 |
| Prior Transfer Date | Oct 15, 2008 |
| Prior Transfer Doc | 0475270137 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 4709 UNIVERSAL ST, DEARBORN HEIGHTS, MI 48125-3338 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 8225 BROOKE PARK DR, CANTON, MI 48187-5115 |
| Document Number | 0571891449 |
|---|---|
| Date | Nov 11, 2021 |
| Book Page | 57189/1449 |
| Instrument | 2021402084 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Dec 09, 2021 |
| Property Address | 4709 UNIVERSAL ST, DEARBORN HEIGHTS, MI 48125-3338 |
| Document Number | 0572580740 |
| Book / Page | 57258 / 740 |
| Map Reference | LB 47 PG 66 |
| Instrument Date | Nov 08, 2021 |
| Instrument | 2021429097 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $787.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4709 UNIVERSAL ST, 4709, DEARBORN HEIGHTS, MI 48125-3338 |
| Name | Verified Name |
|---|---|
| Address | 4709 UNIVERSAL ST, DEARBORN HEIGHTS, MI 48125-3338 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Dec 13, 2017 |
| Property Address | 4709 UNIVERSAL ST, DEARBORN HEIGHTS, MI 48125-3338 |
| Document Number | 0541190666 |
| Book / Page | 054119 / 000666 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 387148 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2018 |
| Title Company | BANKERS TITLE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5128 KENDAL ST #1 DEARBORN MI 481263299, 1, DEARBORN, MI 48126-3299 |
| Document Number | 541011193 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 054101/001193 |
| Instrument | 378910 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Dec 13, 2017 |
| Property Address | 4709 UNIVERSAL ST, DEARBORN HEIGHTS, MI 48125-3338 |
| Document Number | 0541190660 |
| Book / Page | 054119 / 000660 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 387145 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 34082 SHEARING DR STERLING HEIGHTS MI 483124975, STERLING HEIGHTS, MI 48312-4975 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jan 25, 2017 |
| Property Address | 4709 UNIVERSAL ST, DEARBORN HEIGHTS, MI 48125-3338 |
| Document Number | 0534801189 |
| Book / Page | 053480 / 001189 |
| Instrument Date | Jan 25, 2017 |
| Instrument | 24830 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3022 QUEEN ST DEARBORN MI 481244505, DEARBORN, MI 48124-4505 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Dec 13, 2017 |
| Property Address | 4709 UNIVERSAL ST, DEARBORN HEIGHTS, MI 48125-3338 |
| Document Number | 0541190662 |
| Book / Page | 054119 / 000662 |
| Instrument Date | Jul 24, 2003 |
| Instrument | 387146 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4709 UNIVERSAL ST DEARBORN HEIGHTS MI 481253338, DEARBORN HEIGHTS, MI 48125-3338 |
Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn Heights City |
| Unified School District | Dearborn Heights School District 7 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,149.00 (-22.11%) Homeowner's exemption | $77,500 (+36.93%) | $155,000 (+36.93%) |
| 2023 | $2,759.00 (+52.26%) Homeowner's exemption | $56,600 | $113,200 |
| 2020 | $1,812.00 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 7 (2014–2023) |
| Most Recent Claim | Jun 2023 · other causes |
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 680 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DEARBORN HEIGHTS serves 57,774 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Lead public education Aug 2020 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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