4709 S T Cir, Fort Smith, AR 72903 Property Records

Sebastian County property record for 4709 S T Cir, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,171 sqft · built 1995
Lot Size	0.277 acres (12,066 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Feb 2020)
Tax Bill	$1,845 (2026)
Deeds & Mortgages	Sep 2018 Line of Credit Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18145-0006-00000-00`

Property Details

APN / Parcel Number

Primary APN	`18145-0006-00000-00`
Alternative APN	`48043`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,171 sqft Living Area
Gross Area	2,654 sqft
1st Floor Area	2,171 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	132 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	483 sqft
Driveway	Concrete Driveway
Driveway Area	1,860 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	246 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48043
Street Address	4709 S T CIR
City	FORT SMITH
State	AR
Zip	72903-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6
Legal Range	32
Legal Township	08
Legal Section	23
Legal Subdivision	VALLEY PARK #1
Legal Block	3
Legal Lot Number	6
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	3
Census Block	3006
Census Tract	1101

Owner

4709 S T Cir is owned and occupied by an individual who bought it in February 2020.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	4709 S T CIR, FORT SMITH, AR 72903-3507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit CHARTER BANK
Feb 13, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Jan 6, 2020	Warranty Deed, Transfer
Oct 22, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Prior Sale	Oct 22, 2018 · Amount on File
Deed Document Number	20203447
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	4709 S T CIR, FORT SMITH, AR 72903-3507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018F20802
Date	Sep 14, 2018
Instrument	2018F-20802

Lender

Name	CHARTER BANK
Type	Bank
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Mar 15, 2019

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Feb 13, 2020
Property Address	4709 S T CIR, FORT SMITH, AR 72903-3507
Document Number	2020F03447
Instrument Date	Feb 13, 2020
Instrument	2020F-03447
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	WESTERN TITLE SERVICES LLC, WESTERN AR TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 11551, FORT SMITH, AR 72917-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4709 S T CIR, FORT SMITH, AR 72903-3507

Mortgage

Document Number	2020F03448
Date	Feb 13, 2020
Instrument	2020F-03448

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jan 6, 2020
Property Address	4709 S T CIR, FORT SMITH, AR 72903-3507
Document Number	2020F00254
Instrument Date	Jan 6, 2020
Instrument	2020F-00254
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Oct 22, 2018
Property Address	4709 S T CIR, FORT SMITH, AR 72903-3507
Document Number	2018F23656
Instrument Date	Oct 17, 2018
Instrument	2018F-23656
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2041 NW 130TH CT, 2041, CLIVE, IA 50325-7504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4709 S T CIR, FORT SMITH, AR 72903-3507

Mortgage

Document Number	2018F23657
Date	Oct 22, 2018
Instrument	2018F-23657

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4709 S T Cir was $1,845 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,845.00 Homeowner's exemption	$44,699 (-) Land $8,400 Building $36,299	$223,495 (-) Land $42,000 Building $181,495
2025	$1,845.00 Homeowner's exemption	$44,699 Land $8,400 Building $36,299	$223,495 Land $42,000 Building $181,495
2023	$1,333.00 Homeowner's exemption	$30,280 Land $7,000 Building $23,280	$151,400 Land $35,000 Building $116,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4709 S T Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	May 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4709 S T Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.5% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Right Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

4709 S T Cir, Fort Smith, AR 72903 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S T Cir

Nearby Streets

Search Property Records by Address or Parcel Number