4709 Ridgeway Dr, Texarkana, AR 71854 Property Records

Miller County property record for 4709 Ridgeway Dr, Texarkana, AR 71854

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,685 sqft · built 1973
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (May 2021)
Tax Bill	$655 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4632280`

Property Details

APN / Parcel Number

Primary APN	`4632280`
Alternative APN	`33098`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,685 sqft Living Area
1st Floor Area	1,685 sqft
Flooring	Carpet

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	134 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	294 sqft
Driveway	Concrete Driveway
Driveway Area	1,380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4709 RIDGEWAY DR
City	TEXARKANA
State	AR
Zip	71854-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 4
Legal Range	28
Legal Township	15
Legal Section	08
Legal Subdivision	PINSON PARK
Legal Block	15
Legal Lot Number	4
Jurisdiction	MILLER AR
Township / Civil Division	GARLAND
Census Block Group	1
Census Block	1016
Census Tract	20701

Owner

4709 Ridgeway Dr is owned and occupied by an individual who bought it in May 2021.

Source: Miller County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4709 RIDGEWAY DR, TEXARKANA, AR 71854-1751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SVCS
Apr 13, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SVCS
Dec 4, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SVCS
May 20, 2021	Warranty Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Prior Sale	Mar 16, 2005 · Amount on File
Deed Document Number	20213954
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	4709 RIDGEWAY DR, TEXARKANA, AR 71854-1751
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R003020
Date	Apr 27, 2018
Instrument	2018R003020

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	4709 RIDGEWAY DR, TEXARKANA, AR 71854-1751
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R002397
Date	Apr 13, 2017
Instrument	2017R002397

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	276 Months
Due	May 1, 2040

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	4709 RIDGEWAY DR, TEXARKANA, AR 71854-1751
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R007392
Date	Dec 4, 2019
Instrument	2019R007392

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER AR
Recording Date	May 20, 2021
Property Address	4709 RIDGEWAY DR, TEXARKANA, AR 71854-1751
Document Number	2021R003954
Map Reference	VOL179-1 PG40
Instrument Date	May 19, 2021
Instrument	2021R003954
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 BRYANT DR, DONALDSON, AR 71941-9655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4709 RIDGEWAY DR, TEXARKANA, AR 71854-1751
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R003955
Date	May 20, 2021
Instrument	2021R003955

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4709 Ridgeway Dr was $655 with a homeowner's exemption, down 2.2% from the year before.

Source: Miller County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Miller County
Municipality	Texarkana City
Unified School District	Texarkana School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$655.00 (-2.24%) Homeowner's exemption	$28,960 (-) Land $3,000 Building $25,960	$144,800 (-) Land $15,000 Building $129,800
2025	$670.00 Homeowner's exemption	$28,960 Land $3,000 Building $25,960	$144,800 Land $15,000 Building $129,800
2023	$732.00 Homeowner's exemption	$21,080 Land $3,000 Building $18,080	$105,400 Land $15,000 Building $90,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4709 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1998–2000)
Most Recent Claim	Jun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4709 Ridgeway Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 50,815 people · EPA ID AR0000360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Windstream Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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