Buchanan County property record for 4709 Hill Dr, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,244 sqft · built 1937 |
| Lot Size | 0.835 acres (36,372 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $102,500 (Nov 2021) |
| Tax Bill | $752 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2021 Mortgage |
| APN | 06-8.0-28-004-000-044.000 |
| Primary APN | 06-8.0-28-004-000-044.000 |
|---|
| Building Area | 1,244 sqft Base Area |
|---|---|
| 1st Floor Area | 1,244 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Lot Area | 36,372 sqft (0.835 acres) |
| Lot Dimensions | 525 ft deep x 69.2 ft wide |
| Street Address | 4709 HILL DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:HELSEY'S SUB-DIVISION LOT:32 BLK:LGL DESC:N 1/2 LOTS 32 & 33 |
| Legal Subdivision | HELSEYS SUB-DIVISION |
| Legal Lot Number | 32-33 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 2100 |
Source: Buchanan County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4709 HILL DR, SAINT JOSEPH, MO 64503-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed of Trust, Mortgage · FHA Mortgage COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES |
| Nov 18, 2021 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2021 · Amount on Record |
| Deed Sale | Nov 18, 2021 · Amount on Record |
| Prior Sale | Jun 30, 2011 |
| Deed Document Number | 202112609 |
| Deed Book / Page | 3769 / 903 |
| Prior Transfer Date | Sep 7, 2010 |
| Prior Transfer Doc | 03230/0343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 9, 2026 |
| Property Address | 4709 HILL DR, SAINT JOSEPH, MO 64503-2113 |
| Document Number | 0000007521 |
| Book / Page | 3822 / 253 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 20267521 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4709 HILL DR, SAINT JOSEPH, MO 64503-2113 |
| Document Number | 0000007521, |
|---|---|
| Date | Sep 9, 2026 |
| Book Page | 3822/253 |
| Instrument | 20267521 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Dec 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 18, 2021 |
| Property Address | 4709 HILL DR, SAINT JOSEPH, MO 64503-2113 |
| Document Number | 3769/903 |
| Book / Page | 3769 / 903 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021012609 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2021 |
| Title Company | PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4709 HILL DR, SAINT JOSEPH, MO 64503-2113 |
| Document Number | 2021012610 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021012610 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $752.00 (+0.13%) | $10,440 (+5.56%) Land $2,380 Building $8,060 | $54,930 (+5.63%) Land $12,500 Building $42,430 |
| 2024 | $751.00 (+15.01%) | ||
| 2023 | $653.00 (-0.61%) | $9,890 (-) Land $2,380 Building $7,510 | $52,000 (-) Land $12,500 Building $39,500 |
| 2022 | $657.00 | $9,890 Land $2,380 Building $7,510 | |
| 2021 | $52,000 Land $12,500 Building $39,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1981–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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