4709 Heger Dr, Cincinnati, OH 45217 Property Records

Hamilton County property record for 4709 Heger Dr, Cincinnati, OH 45217

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,564 sqft · built 1969
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2020)
Tax Bill	$4,732 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`582-0010-0030-00`

Property Details

APN / Parcel Number

Primary APN	`582-0010-0030-00`
Alternative APN	`0011829`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,564 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	1,002 sqft
2nd Floor Area	962 sqft
Basement Area	975 sqft
Finished Basement	600 sqft
Unfinished Basement	375 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4709 HEGER DR
City	CINCINNATI
State	OH
Zip	45217-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEGER DR 60 X 120 LOT 20 ALPINE HTS SUB
Legal Subdivision	ALPINE HTS SUB
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	ST. BERNARD
Census Block Group	2
Census Block	2001
Census Tract	25800

Owner

Source: Hamilton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4709 HEGER DR, CINCINNATI, OH 45217-1413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Oct 15, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Aug 29, 1995
Deed Document Number	2020106848
Deed Book / Page	14275 / 1026
Prior Transfer Date	Aug 2, 2011
Prior Transfer Doc	0000000569
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Sep 23, 2026
Property Address	4709 HEGER DR, CINCINNATI, OH 45217-1413
Document Number	0000078557
Book / Page	15756 / 1412
Instrument Date	Aug 25, 2026
Instrument	202678557
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4709 HEGER DR, CINCINNATI, OH 45217-1413

Mortgage

Document Number	0000078557,
Date	Sep 23, 2026
Book Page	15756/1412
Instrument	202678557

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Oct 1, 2050

Interest

Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 15, 2020
Property Address	4709 HEGER DR, CINCINNATI, OH 45217-1413
Document Number	0000106848
Book / Page	14275 / 1026
Map Reference	MB 146 PG 59&60
Instrument Date	Sep 19, 2020
Instrument	2020-0106848
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4709 HEGER DR, SAINT BERNARD, OH 45217-1413

Mortgage

Document Number	0000106849
Date	Oct 15, 2020
Instrument	2020-0106849

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	St. Bernard Village
Unified School District	St. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,732.00 (+4.37%)	$77,000 (-) Land $11,865 Building $65,135	$220,000 (-) Land $33,900 Building $186,100
2024	$4,534.00 (-4.16%)	$77,000 (-) Land $11,865 Building $65,135
2023	$4,731.00 (+8.16%)	$77,000 (+39.27%) Land $11,865 Building $65,135	$220,000 (+39.28%) Land $33,900 Building $186,100
2022	$4,374.00 Homeowner's exemption	$55,287 Land $9,216 Building $46,071
2020			$157,960 Land $26,330 Building $131,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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