4709 E 14th Ave, Spokane Valley, WA 99212 Property Records

Spokane County property record for 4709 E 14th Ave, Spokane Valley, WA 99212

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,676 sqft · built 2001
Lot Size	0.158 acres (6,890 sqft)
Owner	2 Individual Names on File
Last Sale	$198,500 (Jun 2005)
Tax Bill	$4,873 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2024 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`35233.1207`

Property Details

APN / Parcel Number

Primary APN	`35233.1207`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,676 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	1,376 sqft
Basement Area	1,376 sqft
Finished Basement	1,300 sqft
Unfinished Basement	76 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood Frame
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,890 sqft (0.158 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	144 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4709 E 14TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99212-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	WOODLAND TERRACE ADD E44FT LT 9 AND W9FT LT 10 BLK 12
Legal Range	43E
Legal Township	25N
Legal Section	23
Legal Subdivision	WOODLAND TERRACE ADD
Legal Block	12
Legal Lot Number	9,10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3024
Census Tract	12300

Owner

4709 E 14th Ave is owned and occupied by two individuals who bought it in June 2005.

Source: Spokane County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4709 E 14TH AVE, SPOKANE VALLEY, WA 99212-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 16, 2024	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Oct 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2005 · Amount on File
Deed Sale	Jun 6, 2005 · Amount on File
Prior Sale	Jun 4, 2003
Deed Document Number	20055226593
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Oct 8, 2026
Property Address	4709 E 14TH AVE, SPOKANE VALLEY, WA 99212-3224
Document Number	0007520200
Instrument Date	Sep 30, 2026
Instrument	20267520200
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4709 E 14TH AVE, SPOKANE VALLEY, WA 99212-3224

Mortgage

Document Number	0007520200,
Date	Oct 8, 2026
Instrument	20267520200

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4709 E 14TH AVE, SPOKANE VALLEY, WA 99212-3224
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4709 E 14TH AVE, SPOKANE VALLEY, WA 99212-3224

Mortgage

Document Number	0007328802
Date	Jan 16, 2024
Instrument	7328802

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4709 E 14TH AVE, SPOKANE VALLEY, WA 99212-3224
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007275957
Date	Mar 31, 2023
Instrument	7275957

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4709 E 14TH AVE, SPOKANE VALLEY, WA 99212-3224
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007143372
Date	Oct 28, 2021
Instrument	7143372

Lender

Name	MILLENNIAL HOME LENDING INC
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4709 E 14TH AVE, SPOKANE VALLEY, WA 99212-3224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006577371
Date	Feb 8, 2017
Instrument	6577371

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2037

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4709 E 14TH AVE, SPOKANE VALLEY, WA 99212-3224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006752092
Date	Oct 15, 2018
Instrument	6752092

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99223

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4709 E 14TH AVE, SPOKANE VALLEY, WA 99212-3224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007024194
Date	Jan 21, 2021
Instrument	7024194

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4709 E 14TH AVE, SPOKANE VALLEY, WA 99212-3224
Document Number	0006914344
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4709 E 14TH AVE SPOKANE VALLEY WA 992123224, SPOKANE VALLEY, WA 99212-3224

Mortgage

Document Number	0006914344
Date	Apr 27, 2020
Instrument	6914344

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 26, 2045

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4709 E 14TH AVE, SPOKANE VALLEY, WA 99212-3224
Document Number	0006815808
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4709 E 14TH AVE SPOKANE VALLEY WA 992123224, SPOKANE VALLEY, WA 99212-3224

Mortgage

Document Number	0006815808
Date	Jun 24, 2019
Instrument	6815808

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 23, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 4709 E 14th Ave was $4,873, up 3.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,873.00 (+3.37%)	$443,400 Land $95,000 Building $348,400	$443,400 Land $95,000 Building $348,400
2025	$4,714.00
2024		$469,400 (+29.67%) Land $80,000 Building $389,400	$469,400 (+29.67%) Land $80,000 Building $389,400
2023	$4,875.00 (+7.26%)	$362,000 Land $70,000 Building $292,000	$362,000 Land $70,000 Building $292,000
2022	$4,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4709 E 14th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (2012–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4709 E 14th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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