4709 Coburn Ct, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 4709 Coburn Ct, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,453 sqft · built 1995
Lot Size	2.84 acres (123,710 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Aug 2026)
Tax Bill	$6,676 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225-451-01`

Property Details

APN / Parcel Number

Primary APN	`225-451-01`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,453 sqft Living Area
1st Floor Area	1,629 sqft
Upper Floors Area	1,962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Wood
Lot Area	123,710 sqft (2.84 acres)
Garage Area	559 sqft
Pool Area	36 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4709 COBURN CT
City	CHARLOTTE
State	NC
Zip	28277-2593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L26 B3 M23-618
Legal Subdivision	CARRINGTON MAP 03
Legal Block	3
Legal Lot Number	26
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1001
Census Tract	5815

Owner

4709 Coburn Ct is owned and occupied by two individuals who bought it in August 2026.

Source: Mecklenburg County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4709 COBURN CT, CHARLOTTE, NC 28277-2593
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · VA Mortgage ORIGINPOINT LLC
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Dec 27, 2019	Warranty Deed, Transfer DIRECT HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Mar 15, 2021 · Amount on File
Deed Document Number	202683367
Deed Book / Page	40622 / 751
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 3, 2026
Property Address	4709 COBURN CT, CHARLOTTE, NC 28277-2593
Document Number	0000083367
Book / Page	40622 / 751
Instrument Date	Jul 31, 2026
Instrument	202683367
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	TITLE GROUP, NH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4709 COBURN CT, CHARLOTTE, NC 28277-2593

Mortgage

Document Number	0000083368,
Date	Aug 3, 2026
Instrument	202683368

Lender

Name	ORIGINPOINT LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 15, 2021
Property Address	4709 COBURN CT, CHARLOTTE, NC 28277-2593
Document Number	0000049757
Book / Page	35800 / 702
Map Reference	MB 23 PG 618
Instrument Date	Mar 12, 2021
Instrument	2021049757
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5002 PLYMOUTH CT, NEW BERN, NC 28560-9771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4709 COBURN CT, CHARLOTTE, NC 28277-2593

Mortgage

Document Number	0000049758
Date	Mar 15, 2021
Instrument	2021049758

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 27, 2019
Property Address	4709 COBURN CT, CHARLOTTE, NC 28277-2593
Document Number	0000177450
Book / Page	034161 / 000842
Instrument Date	Dec 17, 2019
Instrument	177450
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4709 COBURN CT CHARLOTTE NC 282772593, CHARLOTTE, NC 28277-2593

Mortgage

Document Number	177451
Date	Dec 27, 2019
Book Page	034161/000844
Instrument	177451

Lender

Name	DIRECT HM LNS
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4709 Coburn Ct was $6,676.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,676.00	$847,900 Land $240,000 Building $607,900	$847,900 Land $240,000 Building $607,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4709 Coburn Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4709 Coburn Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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