4709 Bayside Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4709 Bayside Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,030 sqft · built 1994
Lot Size	0.653 acres (28,445 sqft)
Owner	2 Individual Names on File
Last Sale	$64,000 (Aug 2019)
Tax Bill	$2,404 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Sale & Mortgage + 3 more
Flood Zone	Zone VE (high risk)
APN	`32-1N-29-0229-00000-0270`

Property Details

APN / Parcel Number

Primary APN	`32-1N-29-0229-00000-0270`
Alternative APN	`N291320229000000270`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,030 sqft Living Area
Gross Area	7,972 sqft
1st Floor Area	3,030 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	28,445 sqft (0.653 acres)
Lot Dimensions	195 ft deep x 146 ft wide
Garage Type	Attached
Garage Area	3,102 sqft
Parking Spaces	10 Parking Spaces
Porch	Florida Room
Porch Area	1,840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4709 BAYSIDE DR
City	MILTON
State	FL
Zip	32583-8459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARCEL UPDATED PER DEED 2019 BAYSIDE SOUTH PHS II LOT 27 & E2 OF LOT 26 AS DES IN OR 3862 PG 1014 (LT 26 COMBINED HERE PER REQ DTD 1/6/15) & (W2 OF LT 26 NKA LT #26.1 2018) & (LT 28 WAS LESSED OUT/RE-INSTA TED FOR 2019)
Legal Range	29W
Legal Township	1N
Legal Section	32
Legal Subdivision	BAYSIDE SOUTH/PH II
Legal Lot Number	27
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	3
Census Block	3023
Census Tract	10711

Owner

4709 Bayside Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4709 BAYSIDE DR, MILTON, FL 32583-8459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Aug 21, 2019	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage PEN AIR FEDERAL CU
Jun 14, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 31, 2018	Warranty Deed, Transfer · Line of Credit MICHAEL R & RHONDA G TRUSLER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2019 · Amount on File
Deed Sale	Aug 21, 2019 · Amount on File
Prior Sale	Jun 24, 2019 · Amount on File
Deed Document Number	201937128
Deed Book / Page	3862 / 1014
Prior Transfer Date	Dec 2, 1998
Prior Transfer Doc	0017280803
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4709 BAYSIDE DR, MILTON, FL 32583-8459
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4709 BAYSIDE DR, MILTON, FL 32583-8459

Mortgage

Document Number	0040032059
Date	Sep 21, 2020
Book Page	4003/2059
Instrument	202047766

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 21, 2019
Property Address	4709 BAYSIDE DR, MILTON, FL 32583-8459
Document Number	0038621014
Book / Page	003862 / 001014
Instrument Date	Aug 16, 2019
Instrument	37128
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4709 BAYSIDE DR MILTON FL 325838459, MILTON, FL 32583-8459

Mortgage

Document Number	38621015
Date	Aug 21, 2019
Book Page	003862/001015
Instrument	37129

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 24, 2019
Property Address	4709 BAYSIDE DR, MILTON, FL 32583-8459
Document Number	0038421591
Book / Page	3842 / 1591
Map Reference	MB E PG 64
Instrument Date	Jun 21, 2019
Instrument	201926827
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4709 BAYSIDE DR, 4709, MILTON, FL 32583-8459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 KOLIMA CT, CRESTVIEW, FL 32539-5708

Mortgage

Document Number	0038421593
Date	Jun 24, 2019
Instrument	3842/1593

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 14, 2019
Property Address	4709 BAYSIDE DR, MILTON, FL 32583-8459
Document Number	0038391299
Book / Page	003839 / 001299
Instrument Date	Jun 13, 2019
Instrument	25221
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	952 GARRETT CREEK RD BOWDON GA 301082628, BOWDON, GA 30108-2628

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 31, 2018
Property Address	4709 BAYSIDE DR, MILTON, FL 32583-8459
Document Number	0036980520
Book / Page	003698 / 000520
Instrument Date	Jan 31, 2018
Instrument	3738
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	CLEAR TITLE/NW FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 403 BOWDON GA 301080403, BOWDON, GA 30108-0403

Mortgage

Document Number	36980522
Date	Jan 31, 2018
Book Page	003698/000522
Instrument	3739

Lender

Name	MICHAEL R & RHONDA G TRUSLER
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$573,854 (+2.9%)	$949,770 (+8.98%) Land $224,186 Building $725,584
2024	$2,404.00 (+78.6%) Homeowner's exemption Disabled Person's exemption	$557,681 (+3%)	$871,492 (+2.54%) Land $168,139 Building $703,353
2023	$1,346.00 (-79.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$541,438 (+3.45%)	$849,899 (+35.08%) Land $168,139 Building $681,760
2022	$6,547.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$523,385	$629,177 Land $168,139 Building $461,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4709 Bayside Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	15 (2020–2026)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4709 Bayside Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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