Lubbock County property record for 4709 109th St, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,920 sqft · built 2003 |
| Lot Size | 0.22 acres (9,590 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,012 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R172978 |
| Primary APN | R172978 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,920 sqft Living Area |
| Gross Area | 3,750 sqft |
| 1st Floor Area | 2,713 sqft |
| Basement Area | 207 sqft |
| Finished Basement | 207 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,590 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 830 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4709 109TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-7317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNCREST L 218 |
| Legal Subdivision | SUNCREST |
| Legal Lot Number | 218 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 10509 |
4709 109th St is owned and occupied by an individual who acquired it in August 2022.
Source: Lubbock County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4709 109TH ST, LUBBOCK, TX 79424-7317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2022 | Warranty Deed, Transfer SERVICE TITLE |
| Jul 16, 2021 | Vendor's Lien, Transfer · Conventional Mortgage FIRST BANK & TRUST |
| Jun 9, 2017 | Vendor's Lien, Transfer · Conventional Mortgage PEOPLES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2022 |
| Deed Sale | Aug 17, 2022 |
| Prior Sale | Jul 16, 2021 · Amount on File |
| Deed Document Number | 202239528 |
| Prior Transfer Date | Jul 15, 2021 |
| Prior Transfer Doc | 0000036066 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Aug 17, 2022 |
| Property Address | 4709 109TH ST, LUBBOCK, TX 79424-7317 |
| Document Number | 0000039528 |
| Map Reference | VOL 8303 PG 77 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022039528 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4709 109TH ST, LUBBOCK, TX 79424-7317 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jul 16, 2021 |
| Property Address | 4709 109TH ST, LUBBOCK, TX 79424-7317 |
| Document Number | 0000036066 |
| Map Reference | VOL 8303 PG 77 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021036066 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4709 109TH ST, LUBBOCK, TX 79424-7317 |
| Document Number | 0000036067 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021036067 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jun 9, 2017 |
| Property Address | 4709 109TH ST, LUBBOCK, TX 79424-7317 |
| Document Number | 0000020443 |
| Map Reference | VOL8303 PG77 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 2017020443 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4808 119TH ST, 4808, LUBBOCK, TX 79424-6168 |
| Name | Verified Name |
|---|---|
| Address | 4709 109TH ST, LUBBOCK, TX 79424-7317 |
| Document Number | 0000020444 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 2017020444 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2032 |
The 2025 property tax bill for 4709 109th St was $5,012, down 17.2% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,012.00 (-17.18%) | $481,831 Land $37,000 Building $444,831 | $481,831 Land $37,000 Building $444,831 |
| 2024 | $6,052.00 (-0.36%) | ||
| 2023 | $6,074.00 (-15.83%) Homeowner's exemption | $464,588 Land $37,000 Building $427,588 | $464,588 Land $37,000 Building $427,588 |
| 2022 | $7,216.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4709 109th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4709 109th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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