Lorain County property record for 4708 Willow Ave, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 968 sqft · built 1963 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Aug 2018) |
| Tax Bill | $1,437 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-077-113-025 |
| Primary APN | 03-00-077-113-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| Gross Area | 1,232 sqft |
| 1st Floor Area | 968 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 110 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 60 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4708 WILLOW AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-3811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMEWOOD 7 54 X 110 S/L 1257 |
| Legal Subdivision | HOMEWOOD 7 |
| Legal Block | 113 |
| Legal Lot Number | 1257 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 97500 |
4708 Willow Ave is owned and occupied by two individuals who bought it in August 2018.
Source: Lorain County records, as of May 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4708 WILLOW AVE, LORAIN, OH 44055-3811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STAR CU INC |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STAR CU INC |
| Aug 31, 2018 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY STAR CU |
| Aug 31, 2018 | Warranty Deed, Transfer MILLER HOME TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on File |
| Deed Sale | Aug 31, 2018 · Amount on File |
| Prior Sale | Aug 28, 2006 · Amount on File |
| Deed Document Number | 2018686105 |
| Prior Transfer Date | Apr 13, 2006 |
| Prior Transfer Doc | 0000153557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4708 WILLOW AVE, LORAIN, OH 44055-3811 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | MILLER HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000830586 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021-0830586 |
| Name | COMMUNITY STAR CU INC |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4708 WILLOW AVE, LORAIN, OH 44055-3811 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | MILLER HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210830586 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021-0830586 |
| Name | COMMUNITY STAR CU INC |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4708 WILLOW AVE, LORAIN, OH 44055-3811 |
| Document Number | 0000686238 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | MILLER HOME TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4708 WILLOW AVE LORAIN OH 440553811, LORAIN, OH 44055-3811 |
| Document Number | 0000686238 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 686238 |
| Name | COMMUNITY STAR CU |
|---|---|
| Address | ELYRIA, OH 44035 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 31, 2018 |
| Property Address | 4708 WILLOW AVE, LORAIN, OH 44055-3811 |
| Document Number | 0000686105 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 686105 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2018 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $300.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4708 WILLOW AVE LORAIN OH 440553811, LORAIN, OH 44055-3811 |
The 2025 property tax bill for 4708 Willow Ave was $1,437 with a homeowner's exemption, down 7.2% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,437.00 (-7.23%) Homeowner's exemption | $37,580 (-) Land $9,780 Building $27,800 | $107,370 (-) Land $27,950 Building $79,420 |
| 2024 | $1,549.00 (+7.2%) | $37,580 (+33.91%) Land $9,783 Building $27,797 | $107,370 (+33.91%) Land $27,950 Building $79,420 |
| 2023 | $1,445.00 (+0.91%) | $28,063 (+0.01%) Land $5,859 Building $22,204 | $80,180 Land $16,740 Building $63,440 |
| 2022 | $1,432.00 | $28,060 Land $5,860 Building $22,200 | |
| 2021 | $80,180 Land $16,740 Building $63,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4708 Willow Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4708 Willow Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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