4708 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4708 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.004 acres (217 sqft)
Owner	Individual Name on Record
Last Sale	$328,000 (Jun 2017)
Tax Bill	$3,742 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42800-000-4708`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42800-000-4708`
Alternative APN	`1077396`

Exterior

Lot Area	217 sqft (0.004 acres)

Location & Zoning

Account Number	1077396
Street Address	4708 WESTWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7283
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UT 4708 WESTWINDS AT SANDESTIN CONDO OR 1794-385 OR 2529-671 OR 3045-558
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	WESTWINDS AT SANDESTIN CONDO
Legal Lot Number	4708
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3532 ROCKCLIFF CIR, MOUNTAIN BRK, AL 35210-3029
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Intrafamily Transfer, Transfer · Commercial Mortgage CADENCE BANK NA
Jun 27, 2017	Warranty Deed, Transfer · Conventional Mortgage FEMBI MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Jun 27, 2017 · Amount on Record
Deed Document Number	0030450558
Deed Book / Page	3045 / 0558
Last Transfer Date	Jan 15, 2026
Transfer Doc	0033841352
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jan 15, 2026
Property Address	4708 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7283
Document Number	0033841352
Book / Page	3384 / 1352
Map Reference	MB 4 PG 41
Instrument Date	Jan 9, 2026
Instrument	20260001651
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2889 ACTON RDE, VESTAVIA, AL 35243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3532 ROCKCLIFF CIR, MOUNTAIN BRK, AL 35210-3029

Mortgage

Document Number	0033841354
Date	Jan 15, 2026
Instrument	3384/1354

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 27, 2017
Property Address	4708 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7283
Document Number	0030450558
Book / Page	3045 / 0558
Instrument Date	Jun 15, 2017
Instrument	20170020987
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1403 SPYGLASS HILL DR, 1403, DULUTH, GA 30097-5947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7491 KINGS MOUNTAIN RD, VESTAVIA, AL 35242-2206

Mortgage

Document Number	0030450563
Date	Jun 27, 2017
Instrument	3045/0563

Lender

Name	FEMBI MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$463,213 (+5.02%) Building $463,213	$463,213 (+5.02%) Building $463,213
2024	$3,742.00 (+5.29%)
2023	$3,554.00 (+15.09%)	$441,066 (+25%) Building $441,066	$441,066 (+25%) Building $441,066
2022	$3,088.00	$352,853 Building $352,853	$352,853 Building $352,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

Nearby Properties on Westwinds Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures