Lake County property record for 4708 W 40th St, Clearlake, CA 95422
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,004 sqft · built 1948 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $77,500 (Nov 2014) |
| Tax Bill | $1,164 (2026) |
| Deeds & Mortgages | Nov 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-221-180-000 |
| Primary APN | 040-221-180-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,004 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 040-221-18 |
|---|---|
| Street Address | 4708 W 40TH ST |
| City | CLEARLAKE |
| State | CA |
| Zip | 95422-9299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CLUBHOUSE ADD 01 B/CLEARL |
| Legal Block | 3 |
| Legal Lot Number | 7,8 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | CLEARLAKE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 802 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4708 W 40TH ST, CLEARLAKE, CA 95422-9299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2014 · Amount on Record |
| Deed Sale | Nov 18, 2014 · Amount on Record |
| Prior Sale | Jul 2, 2014 · Amount on Record |
| Deed Document Number | 201413945 |
| Prior Transfer Date | Jun 27, 2014 |
| Prior Transfer Doc | 0000007941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 4708 W 40TH ST, CLEARLAKE, CA 95422-9299 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4708 W 40TH ST, CLEARLAKE, CA 95422-9299 |
| Document Number | 0000011690 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025011690 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Municipality | Clearlake City |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,164.00 (+2.65%) Homeowner's exemption | $94,996 (+2%) Land $15,318 Building $79,678 |
| 2025 | $1,134.00 (+3%) Homeowner's exemption | $93,134 (+4.04%) Land $15,018 Building $78,116 |
| 2023 | $1,101.00 (+5.46%) Homeowner's exemption | $89,520 Land $14,436 Building $75,084 |
| 2022 | $1,044.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 14 (1982–2019) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Feb 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people · EPA ID CA1710003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 50 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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