4708 Rosser Loop Dr, Bessemer, AL 35022 Property Records

Jefferson County property record for 4708 Rosser Loop Dr, Bessemer, AL 35022

Property Summary

Property Type	Garden Home
Details	3 bd · 2 ba · 1,386 sqft · built 2010
Owner	Individual Name on File
Last Sale	$254,000 (Apr 2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-00-30-4-000-020.018`

Property Details

APN / Parcel Number

Primary APN	`38-00-30-4-000-020.018`
Alternative APNs	`38304000020018RR00` `80937`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,386 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Dimensions	207 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	380 sqft
Porch	Porch
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80937
Old Parcel Number	38304000020018RR00
Street Address	4708 ROSSER LOOP DR
City	BESSEMER
State	AL
Zip	35022-6174
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Garden Home
Local Zoning Code	RG
Legal Description	LOT 116 ROSSER COVE PHASE 4 43/43
Legal Range	04W
Legal Township	19S
Legal Section	30
Legal Quarter	SE
Legal Subdivision	ROSSER COVE PHASE 4
Legal Phase	4
Legal Lot Number	116
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1018
Census Tract	14105

Owner

4708 Rosser Loop Dr, a garden home, is owned and occupied by an individual who bought it in April 2025.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	23972 CARRILLO DR, MISSION VIEJO, CA 92691-4206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2025 · Amount on File
Deed Sale	Apr 11, 2025 · Amount on File
Prior Sale	Jan 30, 2025 · Amount on File
Deed Document Number	2025034571
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	4708 ROSSER LOOP DR, BESSEMER, AL 35022-6174
Document Number	0000060324
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 ROSSER LOOP DR BESSEMER AL 350226174, BESSEMER, AL 35022-6174

Mortgage

Document Number	0000060324
Date	Jun 18, 2019
Instrument	60324

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Senior Citizen's exemption	$22,960	$229,600 Land $81,000 Building $148,600
2023		$22,060 (+11.47%) Land $8,100 Building $13,960	$220,600 (+11.47%) Land $81,000 Building $139,600
2022	Disabled Person's exemption	$19,790 Land $4,320 Building $15,470	$197,900 Land $43,200 Building $154,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4708 Rosser Loop Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1983–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4708 Rosser Loop Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20