4708 N Waltshire Ln, McHenry, IL 60051 Property Records

McHenry County property record for 4708 N Waltshire Ln, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,404 sqft · built 2001
Lot Size	0.868 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jun 2018)
Tax Bill	$10,702 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`09-11-251-004`

Property Details

APN / Parcel Number

Primary APN	`09-11-251-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Building Area	2,404 sqft Living Area
1st Floor Area	2,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	37,462 sqft (0.868 acres)
Garage Area	812 sqft
Porch	Porch
Porch Area	168 sqft
Deck Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4708 N WALTSHIRE LN
City	MCHENRY
State	IL
Zip	60051-7145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0018202 SLY & WLY PT LT 14 WINDY PRAIRIE ACRES UNIT 5
Legal Subdivision	WINDY PRAIRIE ACRES
Legal Lot Number	14
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2028
Census Tract	870703

Owner

4708 N Waltshire Ln is owned and occupied by two individuals who bought it in June 2018.

Source: McHenry County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4708 N WALTSHIRE LN, MCHENRY, IL 60051-7145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 4, 2018	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	Mar 14, 2005 · Amount on File
Deed Document Number	201818202
Prior Transfer Date	Jan 28, 2016
Prior Transfer Doc	0000008384
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jul 21, 2026
Property Address	4708 N WALTSHIRE LN, MCHENRY, IL 60051-7145
Document Number	0000020809
Instrument Date	Jul 8, 2026
Instrument	202620809
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 N WALTSHIRE LN, MCHENRY, IL 60051-7145

Mortgage

Document Number	0000020809,
Date	Jul 21, 2026
Instrument	202620809

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2056

Interest

Rate	6.52%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4708 N WALTSHIRE LN, MCHENRY, IL 60051-7145
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003306
Date	Jan 19, 2021
Instrument	2021R0003306

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Interest

Rate	2.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4708 N WALTSHIRE LN, MCHENRY, IL 60051-7145
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRO TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028215
Date	Aug 30, 2019
Instrument	2019R0028215

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2039

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 4, 2018
Property Address	4708 N WALTSHIRE LN, MCHENRY, IL 60051-7145
Document Number	0000018202
Instrument Date	May 21, 2018
Instrument	18202
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1953 LILY LN ROUND LAKE IL 600739544, ROUND LAKE, IL 60073-9544

Mortgage

Document Number	18203
Date	Jun 4, 2018
Instrument	18203

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,702.00	$167,986 Land $23,964 Building $144,022	$503,958 Land $71,892 Building $432,066
2022	Homeowner's exemption	$139,621 Land $19,917 Building $119,704	$418,863 Land $59,751 Building $359,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4708 N Waltshire Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4708 N Waltshire Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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