4708 Merchant Trl, Denton, TX 76207 Property Records

Denton County property record for 4708 Merchant Trl, Denton, TX 76207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,313 sqft · built 2018
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Individual Names on File
Last Sale	$425,600 (Sep 2022)
Tax Bill	$5,302 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R701768`

Property Details

APN / Parcel Number

Primary APN	`R701768`
Alternative APNs	`SD4583A-0000019-0000-0004-0000` `1014349`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,313 sqft Living Area
Gross Area	2,721 sqft
1st Floor Area	962 sqft
2nd Floor Area	1,351 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,706 sqft (0.131 acres)
Garage Type	Attached
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4708 MERCHANT TRL
City	DENTON
State	TX
Zip	76207-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAVER CREEK PHASE 1B BLK 19 LOT 4
Legal Subdivision	BEAVER CREEK PHASE 1B
Legal Block	19
Legal Lot Number	4
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	1
Census Block	1013
Census Tract	20504

Owner

4708 Merchant Trl is owned and occupied by two individuals who bought it in September 2022.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4708 MERCHANT TRL, DENTON, TX 76207-1562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 4, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANPAL LLC
Jan 9, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Jan 9, 2019 · Amount on File
Deed Document Number	2022131377
Prior Transfer Date	Jan 4, 2019
Prior Transfer Doc	0000002671
Record Updated	Oct 29, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Sep 12, 2022
Property Address	4708 MERCHANT TRL, DENTON, TX 76207-1562
Document Number	0000131377
Map Reference	DOC 2017-60
Instrument Date	Sep 9, 2022
Instrument	2022-131377
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 MERCHANT TRL, DENTON, TX 76207-1562

Mortgage

Document Number	0000131378
Date	Sep 12, 2022
Instrument	2022-131378

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	4708 MERCHANT TRL, DENTON, TX 76207-1562
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029020
Date	Mar 4, 2020
Instrument	2020-029020

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

January 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jan 9, 2019
Property Address	4708 MERCHANT TRL, DENTON, TX 76207-1562
Document Number	0000002671
Map Reference	DOC2017-60
Instrument Date	Jan 4, 2019
Instrument	2019-002671
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2021
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 MERCHANT TRL, DENTON, TX 76207-1562

Mortgage

Document Number	0000002672
Date	Jan 9, 2019
Instrument	2019-002672

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Mortgage

Document Number	0000002673
Date	Jan 9, 2019
Instrument	2019-002673

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4708 Merchant Trl was $5,302 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,995 Land $79,889 Building $255,106	$334,995 Land $79,889 Building $255,106
2025	$5,302.00
2023	$6,181.00 (-5.11%) Homeowner's exemption	$386,431 Land $79,889 Building $306,542	$386,431 Land $79,889 Building $306,542
2022	$6,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4708 Merchant Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4708 Merchant Trl is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kwikbit, Nextlink.

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