Lorain County property record for 4708 Gary Ave, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 930 sqft · built 1961 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Dec 2023) |
| Tax Bill | $1,319 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-077-108-009 |
| Primary APN | 03-00-077-108-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 930 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Dimensions | 110 ft deep x 59 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 126 sqft |
| Patio Area | 90 sqft |
| Canopy | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4708 GARY AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-3517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMEWOOD 6 59 X 110 |
| Legal Subdivision | HOMEWOOD SUBDIVISION SIXTH ADDITION |
| Legal Block | 108 |
| Legal Lot Number | 1102 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 97500 |
4708 Gary Ave is owned and occupied by an individual who bought it in December 2023.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4708 GARY AVE, LORAIN, OH 44055-3517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MIDWEST MORTGAGE CORP |
| Nov 24, 2020 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Feb 19, 2019 | Trustee's Deed, Foreclosure INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2023 · Amount on File |
| Deed Sale | Dec 12, 2023 · Amount on File |
| Prior Sale | Nov 24, 2020 · Amount on File |
| Deed Document Number | 2023006611 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 12, 2023 |
| Property Address | 4708 GARY AVE, LORAIN, OH 44055-3517 |
| Document Number | 0000938367 |
| Map Reference | VOL 22 PG 90 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 2023-0938367 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6363 YORK RD STE 300, 300, PARMA HEIGHTS, OH 44130-3031 |
| Document Number | 0000938368 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023-0938368 |
| Name | AMERICAN MIDWEST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 24, 2020 |
| Property Address | 4708 GARY AVE, LORAIN, OH 44055-3517 |
| Document Number | 0000790563 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 790563 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 PARK MEADOW LN ELYRIA OH 440357371, ELYRIA, OH 44035-7371 |
| Document Number | 790564 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 790564 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 19, 2019 |
| Property Address | 4708 GARY AVE, LORAIN, OH 44055-3517 |
| Document Number | 0000704920 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 704920 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 1, 2019 |
| Title Company | INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $172.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4708 Gary Ave was $1,319.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,319.00 | $32,850 (+0.02%) Land $10,260 Building $22,590 | $93,840 (-) Land $29,300 Building $64,540 |
| 2024 | $1,319.00 (-6.19%) | $32,844 (+23.31%) Land $10,255 Building $22,589 | $93,840 (+23.31%) Land $29,300 Building $64,540 |
| 2023 | $1,406.00 (+0.86%) | $26,636 (+0.02%) Land $6,143 Building $20,493 | $76,100 Land $17,550 Building $58,550 |
| 2022 | $1,394.00 | $26,630 Land $6,140 Building $20,490 | |
| 2021 | $76,100 Land $17,550 Building $58,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4708 Gary Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4708 Gary Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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