Clermont County property record for 4708 Galaxy Ln, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,224 sqft · built 1963 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Mar 2023) |
| Tax Bill | $3,220 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-31D-034 |
| Primary APN | 41-42-31D-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 15,290 sqft (0.351 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4708 GALAXY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERNELL HGTS BLK 3 PT 2; LOT 34 |
| Legal Subdivision | FERNELL HGTS |
| Legal Block | 3 |
| Legal Lot Number | 34 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41405 |
4708 Galaxy Ln is owned and occupied by an individual who bought it in March 2023.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4708 GALAXY LN, CINCINNATI, OH 45244-1348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 15, 2023 | Warranty Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC |
| Apr 4, 2019 | Warranty Deed, Transfer · FHA Mortgage FIRST HOME BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on File |
| Deed Sale | Mar 15, 2023 · Amount on File |
| Prior Sale | Apr 4, 2019 · Amount on File |
| Deed Document Number | 20234214 |
| Deed Book / Page | 2940 / 1596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4708 GALAXY LN, CINCINNATI, OH 45244-1348 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4708 GALAXY LN, CINCINNATI, OH 45244-1348 |
| Document Number | 0000000040 |
|---|---|
| Date | Jan 2, 2024 |
| Book Page | 2959/2063 |
| Instrument | 202400000040 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Dec 1, 2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 15, 2023 |
| Property Address | 4708 GALAXY LN, CINCINNATI, OH 45244-1348 |
| Document Number | 0000004214 |
| Book / Page | 2940 / 1596 |
| Map Reference | MB M PG 43 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 202300004214 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4708 GALAXY LN, CINCINNATI, OH 45244-1348 |
| Document Number | 0000004215 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 202300004215 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 4, 2019 |
| Property Address | 4708 GALAXY LN, CINCINNATI, OH 45244-1348 |
| Document Number | 0000006440 |
| Book / Page | 2804 / 5555 |
| Map Reference | MB M PG 43 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 201900006440 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | PRODIGY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4708 GALAXY LN, CINCINNATI, OH 45244-1348 |
| Document Number | 0000006441 |
|---|---|
| Date | Apr 4, 2019 |
| Instrument | 201900006441 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Number | 0000006442 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 2804/5571 |
| Instrument | 201900006442 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4708 Galaxy Ln was $3,220 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,220.00 | $63,980 Land $15,820 Building $48,160 | |
| 2024 | $182,800 (-) Land $45,200 Building $137,600 | ||
| 2023 | $6,363.00 (+140.93%) Homeowner's exemption | $63,980 (+41.14%) Land $15,820 Building $48,160 | $182,800 Land $45,200 Building $137,600 |
| 2022 | $2,641.00 Homeowner's exemption | $45,330 Land $11,200 Building $34,130 | |
| 2020 | $129,500 Land $32,000 Building $97,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4708 Galaxy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4708 Galaxy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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