4708 Captain John Smith Rd, Williamsburg, VA 23185 Property Records

James City County property record for 4708 Captain John Smith Rd, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,961 sqft · built 1992
Lot Size	0.771 acres (33,628 sqft)
Owner	2 Individual Names on File
Last Sale	$338,000 (Dec 2015)
Tax Bill	$4,223 (2025)
Deeds & Mortgages	Feb 2022 Second Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-1 03-0-0070`

Property Details

APN / Parcel Number

Primary APN	`55-1 03-0-0070`
Alternative APN	`14010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,961 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Fiberglass
Lot Area	33,628 sqft (0.771 acres)
Garage Type	Mixed
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	74 sqft
Deck Area	699 sqft
Patio Area	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14010
Street Address	4708 CAPTAIN JOHN SMITH RD
City	WILLIAMSBURG
State	VA
Zip	23185-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED RESIDENTIAL
Legal Description	L-70 PAGE LDG AT JMSTWN
Legal Subdivision	PAGE LANDING
Legal Lot Number	70
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	2
Census Block	2007
Census Tract	80308

Owner

4708 Captain John Smith Rd is owned and occupied by two individuals who bought it in December 2015.

Source: James City County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4708 CAPTAIN JOHN SMITH RD, WILLIAMSBURG, VA 23185-2106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LANGLEY FEDERAL CREDIT UNION
Dec 26, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 14, 2019	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2015 · Amount on File
Deed Sale	Dec 1, 2015 · Amount on File
Prior Sale	Oct 15, 2015 · Amount on File
Deed Document Number	150022894
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4708 CAPTAIN JOHN SMITH RD, WILLIAMSBURG, VA 23185-2106
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201645
Date	Feb 3, 2022
Instrument	202201645

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 25, 2037

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4708 CAPTAIN JOHN SMITH RD, WILLIAMSBURG, VA 23185-2106
Document Number	0000000022
Instrument Date	Dec 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 CAPTAIN JOHN SMITH RD WILLIAMSBURG VA 231852106, WILLIAMSBURG, VA 23185-2106

Mortgage

Document Number	0000000022
Date	Jan 4, 2021
Instrument	22

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jan 3, 2041

Interest

Rate Type	Fixed Rate
Rate	2.99%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4708 CAPTAIN JOHN SMITH RD, WILLIAMSBURG, VA 23185-2106
Document Number	0000018993
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 CAPTAIN JOHN SMITH RD WILLIAMSBURG VA 231852106, WILLIAMSBURG, VA 23185-2106

Mortgage

Document Number	0000018993
Date	Dec 23, 2019
Instrument	18993

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Dec 22, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4708 Captain John Smith Rd was $4,223, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,223.00 (+6.4%)	$508,900 Land $88,000 Building $420,900	$508,900 Land $88,000 Building $420,900
2024	$3,969.00 (+4.78%)
2023	$3,788.00	$456,400 Land $68,800 Building $387,600	$456,400 Land $68,800 Building $387,600
2022	$3,788.00
2019	$2,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4708 Captain John Smith Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 112 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	5 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4708 Captain John Smith Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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