4708 Bowerwood Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4708 Bowerwood Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,666 sqft · built 1958
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Dec 2025)
Tax Bill	$6,669 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-0275-020-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0275-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,666 sqft Living Area
Gross Area	3,086 sqft
1st Floor Area	2,186 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,080 sqft (0.231 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	11,876 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4708 BOWERWOOD DR
City	CARMICHAEL
State	CA
Zip	95608-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GREENWOOD ESTATES 02, LOT 91
Legal Subdivision	GREENWOOD ESTATES 02
Legal Lot Number	91
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4006
Census Tract	5801

Owner

4708 Bowerwood Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4708 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Dec 31, 2025	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 20, 2022	Intrafamily Transfer, Transfer
Nov 13, 2020	Quit Claim Deed, Transfer MOUNTAIN WEST FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	Dec 7, 2016 · Amount on File
Deed Book / Page	20251231 / 76
Prior Transfer Date	Jun 14, 2022
Prior Transfer Doc	2022001055
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4708 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 BOWERWOOD DR, CARMICHAEL, CA 95608-5604

Mortgage

Document Number	0000000918
Date	Dec 3, 2025
Instrument	202512030918

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 31, 2025
Property Address	4708 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Document Number	0000000076
Map Reference	MB 42 MAP 22
Instrument Date	Dec 19, 2025
Instrument	202512310076
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4708 BOWERWOOD DR, CARMICHAEL, CA 95608-5604

Mortgage

Document Number	0000000077
Date	Dec 31, 2025
Instrument	202512310077

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 20, 2022
Property Address	4708 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Document Number	0000001055
Map Reference	MB 42 MAP 22
Instrument Date	Jun 14, 2022
Instrument	2022092001055
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4708 BOWERWOOD DR, CARMICHAEL, CA 95608-5604

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 13, 2020
Property Address	4708 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Document Number	2011131857
Instrument Date	Nov 6, 2020
Instrument	2011131857
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 BOWERWOOD DR CARMICHAEL CA 956085604, CARMICHAEL, CA 95608-5604

Mortgage

Document Number	2011131858
Date	Nov 13, 2020
Instrument	2011131858

Lender

Name	MOUNTAIN WEST FIN'L
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4708 Bowerwood Dr was $6,669, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$775,000 (+37.69%) Land $150,000 Building $625,000
2025	$6,669.00 (+1%) Homeowner's exemption	$562,878 Land $174,085 Building $388,793
2024	$6,603.00 (+2.61%)
2023	$6,435.00 (+0.58%) Homeowner's exemption	$541,023 Land $167,326 Building $373,697
2022	$6,398.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4708 Bowerwood Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4708 Bowerwood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Succeed.Net.

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