4708 Bonner Dr, McHenry, IL 60050 Property Records

McHenry County property record for 4708 Bonner Dr, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details1,129 sqft · built 1976
Lot Size0.274 acres (11,945 sqft)
OwnerIndividual Name on Record
Last Sale$323,000 (Oct 2025)
Tax Bill$4,641 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Feb 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-27-331-011

Property Details

APN / Parcel Number

Primary APN09-27-331-011

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,129 sqft Living Area
Gross Area1,701 sqft
1st Floor Area1,129 sqft

Exterior

Year BuiltBuilt 1976
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Lot Area11,945 sqft
Garage Area572 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4708 BONNER DR
CityMCHENRY
StateIL
Zip60050-4148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2024R0017364 LT 20 BLK 3 LAKELAND SHORES UNIT 3
Legal Range08E
Legal Township45N
Legal Section27
Legal SubdivisionLAKELAND SHORES 03
Legal Block3
Legal Lot Number20
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group4
Census Block4000
Census Tract870605

Owner

Source: McHenry County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4708 BONNER DR, MCHENRY, IL 60050-4148
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Feb 26, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST MIDWEST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2025 · Amount on Record
Deed SaleOct 7, 2025 · Amount on Record
Prior SaleJul 11, 2024 · Amount on Record
Deed Document Number2025R0027738
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateOct 7, 2025
Property Address4708 BONNER DR, MCHENRY, IL 60050-4148
Document Number0000027738
Map ReferenceDOC 338057
Instrument DateSep 28, 2025
Instrument2025R0027738
Transaction TypeTransfer
Record UpdatedOct 22, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$323.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4708 BONNER DR, MCHENRY, IL 60050-4148

Transferred To (Grantee/Buyer)

NameVerified Name
Address4708 BONNER DR, MCHENRY, IL 60050-4148

Mortgage

Document Number0000027739
DateOct 7, 2025
Instrument2025R0027739
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055
Interest
Rate6.27%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateFeb 26, 2024
Property Address4708 BONNER DR, MCHENRY, IL 60050-4148
Document Number0000004317
Map ReferenceDOC337444MB13PG55
Instrument DateFeb 14, 2024
Instrument2024R0004317
Transaction TypeTransfer
Record UpdatedMar 6, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11103 HILL CREST LN, MARENGO, IL 60152-8257

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4708 BONNER DR, MCHENRY, IL 60050-4148
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027276
DateJul 25, 2017
Instrument2017R0027276
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressGURNEE, IL 60031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2032
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,641.00 Homeowner's exemption$70,873 (+20.32%) Land $15,425 Building $55,448$212,619 (+20.32%) Land $46,275 Building $166,344
2022Homeowner's exemption$58,906 Land $12,820 Building $46,086$176,718 Land $38,460 Building $138,258

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2013)
Most Recent ClaimJun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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