4707 Duncan Rd, Monroe, NC 28110 Property Records

Union County property record for 4707 Duncan Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,057 sqft · built 1995
Lot Size	4.11 acres (179,032 sqft)
Owner	2 Individual Names on Record
Last Sale	$757,500 (Aug 2022)
Tax Bill	$5,423 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-267-012`

Property Details

APN / Parcel Number

Primary APN	`08-267-012`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,057 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Hip
Lot Area	179,032 sqft (4.11 acres)
Garage Type	Carport
Garage Area	598 sqft
Carport	Carport
Carport Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4707 DUNCAN RD
City	MONROE
State	NC
Zip	28110-6962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	8066-901
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1001
Census Tract	20205

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4707 DUNCAN RD, MONROE, NC 28110-6962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jul 27, 2022	Deed, Transfer
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	202229738
Deed Book / Page	8554 / 413
Prior Transfer Date	Mar 9, 2006
Prior Transfer Doc	0004094089
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4707 DUNCAN RD, MONROE, NC 28110-6962
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4707 DUNCAN RD, MONROE, NC 28110-6962

Mortgage

Document Number	0008632280
Date	Dec 28, 2022
Book Page	8632/280
Instrument	41933

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 23, 2022
Property Address	4707 DUNCAN RD, MONROE, NC 28110-6962
Document Number	0008554413
Book / Page	8554 / 413
Instrument Date	Aug 23, 2022
Instrument	29738
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,515.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4707 DUNCAN RD, MONROE, NC 28110-6962
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029739
Date	Aug 23, 2022
Instrument	29739

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NC
Recording Date	Jul 27, 2022
Property Address	4707 DUNCAN RD, MONROE, NC 28110-6962
Document Number	0008535287
Book / Page	8535 / 287
Instrument Date	Jun 21, 2022
Instrument	26723
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4624 DUNCAN RD, MONROE, NC 28110-6961

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 16, 2021
Property Address	4707 DUNCAN RD, MONROE, NC 28110-6962
Document Number	0008066901
Book / Page	8066 / 901
Instrument Date	Apr 15, 2021
Instrument	17923
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4624 DUNCAN RD, MONROE, NC 28110-6961

Mortgage

Document Number	0000017924
Date	Apr 16, 2021
Instrument	17924

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,423.00 (+44.31%)	$1,067,200 (+90.06%) Land $176,600 Building $890,600	$1,067,200 (+90.06%) Land $176,600 Building $890,600
2023	$3,758.00	$561,500 Land $79,200 Building $482,300	$561,500 Land $79,200 Building $482,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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