4707 Cottage Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4707 Cottage Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,605 sqft · built 1959
Lot Size0.241 acres (10,490 sqft)
OwnerIndividual Name on Record
Last Sale$339,000 (May 2002)
Tax Bill$1,079 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN282-0141-015-0000

Property Details

APN / Parcel Number

Primary APN282-0141-015-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,605 sqft Living Area
1st Floor Area1,605 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialWood Shingle
Lot Area10,490 sqft (0.241 acres)
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4707 COTTAGE WAY
CityCARMICHAEL
StateCA
Zip95608-5610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionE 85.8 FT OF W 201.69 FT 69 FT OF S 152 FT LOT 44 GREENWOOD FMLY 282-141-09 10
Legal SubdivisionGREENWOOD
Legal Lot Number44
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2011
Census Tract5801

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4707 COTTAGE WAY, CARMICHAEL, CA 95608-5610
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2002 · Amount on Record
Deed SaleMay 1, 2002 · Amount on Record
Deed Book / Page20020501 / 640
Last Transfer DateMar 4, 2004
Transfer Doc2004002681
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4707 COTTAGE WAY, CARMICHAEL, CA 95608-5610
Transaction TypeMortgage
Record UpdatedSep 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4707 COTTAGE WAY, CARMICHAEL, CA 95608-5610

Mortgage

Document Number2021082300043
DateAug 23, 2021
Instrument2021082300043
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$86,828 (+2%) Land $17,467 Building $69,361
2025$1,079.00 (+1.03%)$85,126 (+4.04%) Land $17,125 Building $68,001
2024$1,068.00 (+2.5%)
2023$1,042.00 (+0.68%)$81,822 Land $16,461 Building $65,361
2022$1,035.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims3 (1986–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Succeed.Net.

Nearby Properties on Cottage Way

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