47063 Garrett Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47063 Garrett Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,211 sqft · built 1998
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Oct 2022)
Tax Bill	$7,930 (2026)
Deeds & Mortgages	Apr 2024 Refinance Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011-39-5195-000`

Property Details

APN / Parcel Number

Primary APN	`011-39-5195-000`
Alternative APN	`81 W 2 152`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,211 sqft Living Area
1st Floor Area	1,255 sqft
Basement Area	1,004 sqft
Finished Basement	1,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	682 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	336 sqft
Deck Area	Deck Area
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47063 GARRETT PL
City	STERLING
State	VA
Zip	20165-7522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES SEC.13-E LOT 152 1618--2305
Legal Subdivision	POTOMAC LAKE
Legal Block	1
Legal Lot Number	152
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1007
Census Tract	611202

Owner

47063 Garrett Pl is owned and occupied by an individual who acquired it in April 2024.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	47063 GARRETT PL, STERLING, VA 20165-7522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Intrafamily Transfer, Transfer · Stand-Alone Refinance MR COOPER
Oct 3, 2022	Warranty Deed, Transfer · Conventional Mortgage DRAPER AND KRAMER MORTGAGE CORP
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU
Jun 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on File
Deed Sale	Oct 3, 2022 · Amount on File
Prior Sale	Oct 23, 1998 · Amount on File
Deed Document Number	202255517
Last Transfer Date	Apr 1, 2024
Transfer Doc	0000014061
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Apr 10, 2024
Property Address	47063 GARRETT PL, STERLING, VA 20165-7522
Document Number	0000014061
Instrument Date	Apr 1, 2024
Instrument	202404100014061
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47063 GARRETT PL, STERLING, VA 20165-7522

Mortgage

Document Number	0000014062
Date	Apr 10, 2024
Instrument	202404100014062

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 3, 2022
Property Address	47063 GARRETT PL, STERLING, VA 20165-7522
Document Number	0000055517
Instrument Date	Sep 30, 2022
Instrument	202210030055517
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47063 GARRETT PL, STERLING, VA 20165-7522

Mortgage

Document Number	0000055518
Date	Oct 3, 2022
Instrument	202210030055518

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47063 GARRETT PL, STERLING, VA 20165-7522
Document Number	20181109065497
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181109065497
Date	Nov 9, 2018
Instrument	65497

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 8, 2043

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47063 GARRETT PL, STERLING, VA 20165-7522
Document Number	20180625036125
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180625036125
Date	Jun 25, 2018
Instrument	36125

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 47063 Garrett Pl was $7,930.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,930.00	$985,190 Land $279,700 Building $705,490	$985,190 Land $279,700 Building $705,490
2023	$7,428.00	$848,980 Land $239,700 Building $609,280	$848,980 Land $239,700 Building $609,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47063 Garrett Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47063 Garrett Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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