4706 Schoolside Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4706 Schoolside Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,000 sqft · built 1965
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,347 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2022 Second Mortgage + 1 more
APN	`06-6.0-24-002-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-002-000-005.000`

Interior

Building Area	1,000 sqft Base Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	110 ft deep x 77.5 ft wide

Location & Zoning

Street Address	4706 SCHOOLSIDE LN
City	SAINT JOSEPH
State	MO
Zip	64503-1863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:DEER PARK LOT:8 BLK:10LGL DESC:
Legal Subdivision	DEER PARK
Legal Block	10
Legal Lot Number	8
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2014
Census Tract	1700

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4706 SCHOOLSIDE LN, SAINT JOSEPH, MO 64503-1863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 28, 2013
Transfer Doc	03435/0546
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Jun 22, 2026
Property Address	4706 SCHOOLSIDE LN, SAINT JOSEPH, MO 64503-1863
Document Number	0000004999
Book / Page	3819 / 756
Instrument Date	Jun 15, 2026
Instrument	20264999
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4706 SCHOOLSIDE LN, SAINT JOSEPH, MO 64503-1863

Mortgage

Document Number	0000004999,
Date	Jun 22, 2026
Book Page	3819/756
Instrument	20264999

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4706 SCHOOLSIDE LN, SAINT JOSEPH, MO 64503-1863
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4706 SCHOOLSIDE LN, SAINT JOSEPH, MO 64503-1863

Mortgage

Document Number	003776/607
Date	May 31, 2022
Book Page	3776/607
Instrument	2022005203

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	144 Months
Due	May 23, 2034

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4706 SCHOOLSIDE LN, SAINT JOSEPH, MO 64503-1863
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4706 SCHOOLSIDE LN, SAINT JOSEPH, MO 64503-1863

Mortgage

Document Number	3764/717
Date	Jul 15, 2021
Book Page	3764/717
Instrument	2021007391

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,347.00	$19,160 (+27.06%) Land $3,380 Building $15,780	$100,850 (+27.06%) Land $17,800 Building $83,050
2024	$1,347.00 (+38.15%)
2023	$975.00 (-0.71%)	$15,080 (-) Land $2,850 Building $12,230	$79,370 (-) Land $15,000 Building $64,370
2022	$982.00	$15,080 Land $2,850 Building $12,230
2021			$79,370 Land $15,000 Building $64,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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