4706 Ritter Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 4706 Ritter Ct, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1965
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Mar 2014)
Tax Bill	$4,677 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236-0235-005-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0235-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,500 sqft (0.241 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Pool Area	11,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4706 RITTER CT
City	CARMICHAEL
State	CA
Zip	95608-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELLY ESTATES 01, LOT 18
Legal Subdivision	KELLY ESTATES 01
Legal Lot Number	18
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5013
Census Tract	7903

Owner

Source: Sacramento County records · APN 236-0235-005-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4706 RITTER CT, CARMICHAEL, CA 95608-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 24, 2019	Deed of Trust, Mortgage · Conventional with PMI GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2014 · Amount on Record
Deed Sale	Mar 21, 2014 · Amount on Record
Deed Book / Page	20140321 / 589
Prior Transfer Date	Jun 26, 2002
Prior Transfer Doc	2002002595
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4706 RITTER CT, CARMICHAEL, CA 95608-1035
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4706 RITTER CT, CARMICHAEL, CA 95608-1035
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001415
Date	Apr 21, 2021
Instrument	202104211415

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4706 RITTER CT, CARMICHAEL, CA 95608-1035
Transaction Type	Mortgage
Record Updated	May 05, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4706 RITTER CT, CARMICHAEL, CA 95608-1035

Mortgage

Document Number	4210000001415
Date	Apr 21, 2021
Book Page	20210421/1415

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4706 RITTER CT, CARMICHAEL, CA 95608-1035
Document Number	1906280698
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4706 RITTER CT CARMICHAEL CA 956081035, CARMICHAEL, CA 95608-1035

Mortgage

Document Number	1906280698
Date	Jun 28, 2019
Instrument	1906280698

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 27, 2039

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$393,856 (+2%) Land $118,779 Building $275,077
2025	$4,677.00 (+2.16%)	$386,134 (+4.04%) Land $116,450 Building $269,684
2024	$4,578.00 (+1.6%)
2023	$4,506.00 (+2.04%)	$371,142 Land $111,929 Building $259,213
2022	$4,416.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670079035, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1992–1995)
Most Recent Claim	Jan 1995, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, Mud Flows

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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