Osceola County property record for 4706 Mesa Verde Dr, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,637 sqft · built 1980 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,000 (Apr 2019) |
| Tax Bill | $2,724 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-30-0904-0001-0080 |
| Primary APN | 04-26-30-0904-0001-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,637 sqft Living Area |
| Gross Area | 2,000 sqft |
| 1st Floor Area | 937 sqft |
| Upper Floors Area | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 351 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
|---|---|
| Porch Area | 254 sqft |
| Shed | 1 Shed |
| Shed Area | 81 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4706 MESA VERDE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT 3 PB 2 PGS 96-97 LOT 8 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATES UNIT 3 |
| Legal Tract | 904 |
| Legal Block | 80 |
| Legal Lot Number | 8 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 43208 |
Source: Osceola County records · APN 04-26-30-0904-0001-0080
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4706 MESA VERDE DR, SAINT CLOUD, FL 34769-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 26, 2019 | Warranty Deed, Transfer · Conventional with PMI COLUMBUS CAP LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2019 · Amount on Record |
| Deed Sale | Apr 26, 2019 · Amount on Record |
| Prior Sale | Feb 02, 2015 · Amount on Record |
| Deed Document Number | 201953653 |
| Deed Book / Page | 5514 / 885 |
| Last Transfer Date | May 09, 2022 |
| Transfer Doc | 0062202575 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 25, 2022 |
| Property Address | 4706 MESA VERDE DR, SAINT CLOUD, FL 34769-1625 |
| Document Number | 0062202575 |
| Book / Page | 6220 / 2575 |
| Map Reference | MB 2 PG 96 |
| Instrument Date | May 09, 2022 |
| Instrument | 2022082581 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | STATE TITLE AGENCY INC, STATES TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4706 MESA VERDE DR, 4706, SAINT CLOUD, FL 34769-1625 |
| Name | Verified Name |
|---|---|
| Address | 4706 MESA VERDE DR, SAINT CLOUD, FL 34769-1625 |
| Document Number | 0062202579 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 6220/2579 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 26, 2019 |
| Property Address | 4706 MESA VERDE DR, SAINT CLOUD, FL 34769-1625 |
| Document Number | 0055140885 |
| Book / Page | 005514 / 000885 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 53653 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,526.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4706 MESA VERDE DR ST CLOUD FL 347691625, ST CLOUD, FL 34769-1625 |
| Document Number | 55140886 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 005514/000886 |
| Instrument | 53654 |
| Name | COLUMBUS CAP LNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MIAMI, FL 33176 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,724.00 (+3.65%) Homeowner's exemption | $195,077 (+5.99%) | $274,400 (-3.89%) Land $53,300 Building $221,100 |
| 2024 | $2,628.00 (+2.86%) | ||
| 2023 | $2,555.00 (+3.82%) Homeowner's exemption | $184,059 (+3%) | $285,500 (+16.01%) Land $49,200 Building $236,300 |
| 2022 | $2,461.00 Homeowner's exemption | $178,699 | $246,100 Land $45,100 Building $201,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 25 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Lumen Technologies | DSL | 140 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon, Lumen Technologies, Hotwire Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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