4706 Cochran St, Houston, TX 77009 Property Records

Harris County property record for 4706 Cochran St, Houston, TX 77009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,443 sqft · built 2015
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Tax Bill	$222 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031-125-000-0004`

Property Details

APN / Parcel Number

Primary APN	`031-125-000-0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
1st Floor Area	1,443 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bungalow
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,250 sqft (0.144 acres)
View / Lot	Neighborhood

Exterior Amenities

Porch	Open Frame Porch
Porch Area	135 sqft
Deck Area	242 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0311250000004
Street Address	4706 COCHRAN ST
City	HOUSTON
State	TX
Zip	77009-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 & TR 11B BLK 125 RYON
Legal Subdivision	RYON
Legal Tract	11B
Legal Block	125
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1090
Census Tract	210700

Owner

4706 Cochran St is owned and occupied by an individual who acquired it in October 1993.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4706 COCHRAN ST, HOUSTON, TX 77009-3420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 1993
Deed Sale	Oct 25, 1993
Deed Document Number	1993519921
Deed Book / Page	17347 / 211
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4706 COCHRAN ST, HOUSTON, TX 77009-3420
Document Number	0000205231
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4706 COCHRAN ST HOUSTON TX 770093420, HOUSTON, TX 77009-3420

Mortgage

Document Number	0000205231
Date	May 11, 2017
Instrument	205231

Lender

Name	COMERICA BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4706 Cochran St was $222 with a homeowner's exemption, up 0.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,910 (+2.02%) Land $155,250 Building $194,660	$349,910 (+2.02%) Land $155,250 Building $194,660
2025	$222.00 (+0.91%) Homeowner's exemption	$342,997 Land $186,750 Building $156,247	$342,997 Land $186,750 Building $156,247
2024	$220.00
2023		$362,899 Land $174,375 Building $188,524	$362,899 Land $174,375 Building $188,524
2022	$147.00
2020	$1,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4706 Cochran St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	35 (2001–2024)
Claims Outside the SFHA	35 of 35
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Tropical Storm Imelda, Sep 2019 · 11 claims Hurricane Harvey, Aug 2017 · 14 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4706 Cochran St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 773 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20