4706 85th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4706 85th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,667 sqft · built 1991
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Tax Bill	$7,749 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R43725`

Property Details

APN / Parcel Number

Primary APN	`R43725`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,667 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	11,500 sqft (0.264 acres)
Garage Area	759 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4706 85TH ST
City	LUBBOCK
State	TX
Zip	79424-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	LAKERIDGE C C EST L 704
Legal Subdivision	LAKERIDGE COUNTRY CLUB ESTATES
Legal Lot Number	7040
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2006
Census Tract	10502

Owner

Source: Lubbock County records · APN R43725

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4706 85TH ST, LUBBOCK, TX 79424-4100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2017
Deed Sale	Sep 05, 2017
Prior Sale	Nov 09, 2010
Deed Document Number	2017032213
Record Updated	Jun 08, 2026

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Sep 05, 2017
Property Address	4706 85TH ST, LUBBOCK, TX 79424-4100
Document Number	0000032213
Map Reference	VOL2310 PG321
Instrument Date	Sep 01, 2017
Instrument	2017032213
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4213 97TH PL, 4213, LUBBOCK, TX 79423-3955

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4706 85TH ST, LUBBOCK, TX 79424-4100

Mortgage

Document Number	0000032214
Date	Sep 05, 2017
Instrument	2017032214

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2042

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 01, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.99%

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,749.00 (-5.83%) Homeowner's exemption	$506,568 (+6.31%) Land $53,000 Building $453,568	$506,568 (+6.3%) Land $53,000 Building $453,568
2024	$8,229.00 (+3.73%)
2023	$7,933.00 (-4.79%) Homeowner's exemption	$476,517 Land $53,000 Building $423,552	$476,552 Land $53,000 Building $423,552
2022	$8,332.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
JAB Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 480 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.