4705 White Cliff Pl, Dover, FL 33527 Property Records

Hillsborough County property record for 4705 White Cliff Pl, Dover, FL 33527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,475 sqft · built 1996
Lot Size	0.47 acres (20,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$394,900 (Sep 2019)
Tax Bill	$5,495 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086800-5042`

Property Details

APN / Parcel Number

Primary APN	`086800-5042`
Alternative APN	`U33292134M000003000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,475 sqft Living Area
Gross Area	3,731 sqft
1st Floor Area	2,475 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,475 sqft (0.47 acres)
Lot Dimensions	175 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Porch	Open Porch
Porch Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0868005042
Street Address	4705 WHITE CLIFF PL
City	DOVER
State	FL
Zip	33527-6354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-2
Legal Description	DOVER WOODS LOT 3 BLOCK 3
Legal Range	21E
Legal Township	29S
Legal Section	33
Legal Subdivision	DOVER WOODS
Legal Tract	34M
Legal Block	3
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1017
Census Tract	13207

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4705 WHITE CLIFF PL, DOVER, FL 33527-6354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	May 2, 1996 · Amount on Record
Deed Document Number	2019419939
Deed Book / Page	26986 / 1557
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 26, 2019
Property Address	4705 WHITE CLIFF PL, DOVER, FL 33527-6354
Document Number	0269861557
Book / Page	026986 / 001557
Instrument Date	Sep 23, 2019
Instrument	419939
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	BAYSHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,764.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4705 WHITE CLIFF PL DOVER FL 335276354, DOVER, FL 33527-6354

Mortgage

Document Number	269861559
Date	Sep 26, 2019
Book Page	026986/001559
Instrument	419940

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,370 (+2.7%)	$534,071 (-1.68%) Land $179,156 Building $354,915
2025	$5,495.00 (-14.13%) Homeowner's exemption Additional exemption filed	$390,818 (+5.99%)	$543,217 (+6.41%) Land $179,156 Building $364,061
2023	$6,399.00 (+3.9%) Homeowner's exemption	$368,742 (+3%)	$510,492 (-2.42%) Land $159,250 Building $351,242
2022	$6,159.00 Homeowner's exemption	$358,002	$523,146 Land $159,250 Building $363,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	10 (2001–2024)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20