4705 Warner Dr, Manchester, MD 21102 Property Records

Carroll County property record for 4705 Warner Dr, Manchester, MD 21102

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,128 sqft · built 1974
Lot Size	0.504 acres (21,958 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Oct 2025)
Tax Bill	$3,372 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-014283`

Property Details

APN / Parcel Number

Primary APN	`06-014283`
Alternative APN	`014283`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,128 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,958 sqft (0.504 acres)
Porch	Slab
Porch Area	576 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	014283
Street Address	4705 WARNER DR
City	MANCHESTER
State	MD
Zip	21102-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 9 - 21958 SF 4705 WARNER DR 7-50 BL B VALLEY VIEW DEV SC 1
Legal Subdivision	VALLEY VIEW DEV
Legal Block	B
Legal Lot Number	9
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	1
Census Block	1011
Census Tract	506101

Owner

4705 Warner Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4705 WARNER DR, MANCHESTER, MD 21102-1116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Oct 10, 2023	Deed, Transfer · Conventional Mortgage PRIMELENDING
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Oct 12, 2021	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Mar 24, 2017	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
Mar 22, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Oct 10, 2023 · Amount on File
Deed Book / Page	11598 / 489
Prior Transfer Date	Sep 27, 2021
Prior Transfer Doc	0104890070
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 28, 2025
Property Address	4705 WARNER DR, MANCHESTER, MD 21102-1116
Document Number	0115980489
Book / Page	11598 / 489
Map Reference	MB 7 FO 50
Instrument Date	Oct 8, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4705 WAMER, MANCHESTER, MD 21102
Investor	Possibly a Property Investor

Mortgage

Document Number	0011598496
Date	Oct 28, 2025
Instrument	11598/496

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 10, 2023
Property Address	4705 WARNER DR, MANCHESTER, MD 21102-1116
Document Number	0111280072
Book / Page	11128 / 72
Map Reference	MB 7 FO 50
Instrument Date	Sep 29, 2023
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4705 WARNER DR, MANCHESTER, MD 21102-1116

Mortgage

Document Number	0111280080
Date	Oct 10, 2023
Instrument	11128-0080

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4705 WARNER DR, MANCHESTER, MD 21102-1116
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094040250
Date	Sep 10, 2019
Book Page	9404/0250

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 12, 2021
Property Address	4705 WARNER DR, MANCHESTER, MD 21102-1116
Document Number	0104890070
Book / Page	10489 / 70
Map Reference	MB 7 FO 50
Instrument Date	Sep 27, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4705 WARNER DR, MANCHESTER, MD 21102-1116

Mortgage

Document Number	0001048974
Date	Oct 12, 2021
Instrument	10489/74

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 24, 2017
Property Address	4705 WARNER DR, MANCHESTER, MD 21102-1116
Document Number	0086430107
Book / Page	8643 / 0107
Map Reference	MB7 FO50
Instrument Date	Mar 1, 2017
Instrument	8643-0107
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 WARNER DR, MANCHESTER, MD 21102-1116

Mortgage

Document Number	0086430113
Date	Mar 24, 2017
Instrument	8643-0113

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 22, 2017
Property Address	4705 WARNER DR, MANCHESTER, MD 21102-1116
Document Number	0086430107
Book / Page	008643 / 000107
Instrument Date	Mar 1, 2017
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transaction

Amount	Amount on Record
Tax	$179.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4705 WARNER DR MANCHESTER MD 211021116, MANCHESTER, MD 21102-1116

Tax Assessment & Valuation

The 2026 property tax bill for 4705 Warner Dr was $3,372 with a homeowner's exemption, up 18.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,372.00 (+18.82%) Homeowner's exemption	$295,800 (+19.23%)	$391,200 (+57.68%) Land $110,200 Building $281,000
2025	$2,838.00	$248,100 Land $85,200 Building $162,900	$248,100 Land $85,200 Building $162,900
2023	$2,365.00	$209,300	$248,100 Land $85,200 Building $162,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4705 Warner Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4705 Warner Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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