4705 Vermont Ave, McAllen, TX 78503 Property Records

Hidalgo County property record for 4705 Vermont Ave, McAllen, TX 78503

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,659 sqft · built 2005
Lot Size	0.204 acres (8,880 sqft)
Owner	Individual Name on Record
Last Sale	$392,980 (Apr 2022)
Tax Bill	$10,001 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2022 Mortgage
APN	`C162601000011000`

Property Details

APN / Parcel Number

Primary APN	`C162601000011000`
Alternative APNs	`R654864` `654864`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,659 sqft Living Area
Gross Area	4,531 sqft
1st Floor Area	2,219 sqft
2nd Floor Area	1,440 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	8,880 sqft (0.204 acres)
Lot Dimensions	120 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	87 sqft
Porch	Covered Porch
Porch Area	80 sqft
Patio Area	764 sqft
Balcony Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4705 VERMONT AVE
City	MCALLEN
State	TX
Zip	78503-7321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CARDONA AT BENTSEN LAKES PH 1 LOT 110
Legal Subdivision	CARDONA AT BENTSEN LAKES PH 1 - SSL
Legal Tract	110
Legal Block	1
Legal Lot Number	110
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1012
Census Tract	20511

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4705 VERMONT AVE, MCALLEN, TX 78503-7321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit FROST BANK
Apr 5, 2022	Vendor's Lien, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	20223328704
Prior Transfer Date	Mar 15, 2018
Prior Transfer Doc	0002899948
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Recording Date	Apr 24, 2026
Property Address	4705 VERMONT AVE, MCALLEN, TX 78503-7321
Document Number	0003745802
Instrument Date	Apr 16, 2026
Instrument	20263745802
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 VERMONT AVE, MCALLEN, TX 78503-7321
Investor	Possibly a Property Investor

Mortgage

Document Number	0003745802,
Date	Apr 24, 2026
Instrument	20263745802

Lender

Name	FROST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Apr 5, 2022
Property Address	4705 VERMONT AVE, MCALLEN, TX 78503-7321
Document Number	0003328704
Map Reference	VOL 41 PG 98
Instrument Date	Apr 4, 2022
Instrument	3328704
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 VERMONT AVE, MCALLEN, TX 78503-7321

Mortgage

Document Number	0003328705
Date	Apr 5, 2022
Instrument	3328705

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Sharyland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,457 (+8.43%) Land $128,760 Building $415,697	$544,457 (-1.39%) Land $128,760 Building $415,697
2025	$10,001.00 (+7.12%) Homeowner's exemption Veteran's exemption	$502,150 (+21%)	$552,138 (+33.05%) Land $128,760 Building $423,378
2024	$9,336.00 (+11.26%)
2023	$8,391.00 (+18.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$415,000 Land $128,760 Building $286,240	$415,000 Land $128,760 Building $286,240
2022	$7,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	9 (2018–2025)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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