4705 Stephens Rd, Gainesville, GA 30504 Property Records

Hall County property record for 4705 Stephens Rd, Gainesville, GA 30504

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,516 sqft · built 1971
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Nov 2021)
Tax Bill	$3,720 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-054-001-022`

Property Details

APN / Parcel Number

Primary APN	`08-054-001-022`
Alternative APN	`15156`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	7 Stories
Building Area	1,516 sqft Heated Area
1st Floor Area	1,516 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2016
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	217 ft deep x 150 ft wide
Garage Area	440 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	16 sqft
Patio Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15156
Street Address	4705 STEPHENS RD
City	GAINESVILLE
State	GA
Zip	30504-8250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LT -16-17 LEON STEPHENS S/D
Legal Subdivision	LEON STEPHENS S/D
Legal Lot Number	16
Jurisdiction	HALL GA
Township / Civil Division	OAKWOOD
Census Block Group	3
Census Block	3005
Census Tract	1402

Owner

4705 Stephens Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4705 STEPHENS RD, GAINESVILLE, GA 30504-8250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Nov 8, 2021	Warranty Deed, Transfer
Apr 13, 2021	Warranty Deed, Transfer
May 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 16, 2019	Deed of Trust, Mortgage · VA Mortgage STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Apr 13, 2021 · Amount on File
Deed Document Number	202111406
Deed Book / Page	8986 / 355
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	0084890418
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Nov 8, 2021
Property Address	4705 STEPHENS RD, GAINESVILLE, GA 30504-8250
Document Number	0089860355
Book / Page	8986 / 355
Instrument Date	Nov 8, 2021
Instrument	2021-011406
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 STEPHENS RD, GAINESVILLE, GA 30504-8250

Mortgage

Document Number	0089860000000356
Date	Nov 12, 2021
Book Page	0000008986/0000000356

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Nov 8, 2021
Property Address	4705 STEPHENS RD, GAINESVILLE, GA 30504-8250
Document Number	0089860354
Book / Page	8986 / 354
Instrument Date	Nov 8, 2021
Instrument	2021-011405
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 STEPHENS RD, GAINESVILLE, GA 30504-8250

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Apr 13, 2021
Property Address	4705 STEPHENS RD, GAINESVILLE, GA 30504-8250
Document Number	0087940101
Book / Page	8794 / 101
Instrument Date	Apr 13, 2021
Instrument	2021-003809
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2374 ROYAL PEMBROKE LN, BUFORD, GA 30518-7308

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HALL GA
Recording Date	May 15, 2020
Property Address	4705 STEPHENS RD, GAINESVILLE, GA 30504-8250
Document Number	0084890418
Book / Page	008489 / 000418
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 STEPHENS RD GAINESVILLE GA 305048250, GAINESVILLE, GA 30504-8250

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	4705 STEPHENS RD, GAINESVILLE, GA 30504-8250
Document Number	0082520064
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4705 STEPHENS RD GAINESVILLE GA 305048250, GAINESVILLE, GA 30504-8250

Mortgage

Document Number	0082520064
Date	Apr 22, 2019
Book Page	008252/000064

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4705 Stephens Rd was $3,720 with a homeowner's exemption, up 3.2% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,720.00 (+3.25%) Homeowner's exemption	$177,800 (+9.35%) Land $35,760 Building $142,040	$444,500 (+9.35%) Land $89,400 Building $355,100
2025	$3,603.00 Homeowner's exemption	$162,600 Land $22,120 Building $140,480	$406,500 Land $55,300 Building $351,200
2023	$3,872.00 (+0.7%) Homeowner's exemption	$149,560 (+5.74%) Land $22,120 Building $127,440	$373,900 (+5.74%) Land $55,300 Building $318,600
2022	$3,845.00	$141,440 Land $32,520 Building $108,920	$353,600 Land $81,300 Building $272,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4705 Stephens Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4705 Stephens Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Point Broadband, Xfinity.

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