4705 S Key Ave, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 4705 S Key Ave, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 896 sqft · built 2001
Lot Size	0.147 acres (6,421 sqft)
Owner	Individual Name on Record
Last Sale	$266,000 (Aug 2021)
Tax Bill	$3,540 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-21-34-476-005-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-34-476-005-000`
Alternative APN	`71838`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	896 sqft Finished Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Finished Basement	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,421 sqft (0.147 acres)
Lot Dimensions	110 ft deep x 58.4 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	71838
Street Address	4705 S KEY AVE
City	SIOUX FALLS
State	SD
Zip	57106-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLOCK 5 SERTOMA HILLS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SERTOMA HILLS ADDN
Legal Block	5
Legal Lot Number	14
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2001
Census Tract	1105

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4705 S KEY AVE, SIOUX FALLS, SD 57106-7501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIOUX FALLS FCU
Aug 26, 2021	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Jun 8, 2015 · Amount on Record
Deed Book / Page	607-D / 617
Prior Transfer Date	Jun 4, 2015
Prior Transfer Doc	001777/784
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4705 S KEY AVE, SIOUX FALLS, SD 57106-7501
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1922MTG/203
Date	May 7, 2021
Book Page	1922 MTG/203

Lender

Name	SIOUX FALLS FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2031

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 26, 2021
Property Address	4705 S KEY AVE, SIOUX FALLS, SD 57106-7501
Document Number	607DEED/617
Book / Page	607 DEED / 617
Instrument Date	Aug 16, 2021
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 S KEY AVE, SIOUX FALLS, SD 57106-7501

Mortgage

Document Number	1932MTG616
Date	Aug 26, 2021
Instrument	1932 MTG/616

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,206 (-1.1%) Land $27,198 Building $233,008	$260,206 Land $27,198 Building $233,008
2025	$3,540.00	$263,100 (+0.61%) Land $27,500 Building $235,600
2024	$3,540.00 (+11.53%)	$261,500 (+23.12%) Land $27,500 Building $234,000
2022	$3,174.00	$212,400 Land $27,500 Building $184,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2015–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2019 · Severe Winter Storm, Snowstorm, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	1,250 / 60

May also be available: Verizon.

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