4705 Rock Creek Cir, Laredo, TX 78041 Property Records

Webb County property record for 4705 Rock Creek Cir, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,811 sqft · built 2011
Lot Size	0.367 acres (16,001 sqft)
Owner	2 Individual Names on File
Last Sale	$166,500 (Dec 2011)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`937-60003-050`

Property Details

APN / Parcel Number

Primary APN	`937-60003-050`
Alternative APN	`397957`

Interior

Stories	1 Story
Building Area	1,811 sqft Living Area
Gross Area	2,251 sqft
1st Floor Area	1,811 sqft
Utility Area	180 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,001 sqft (0.367 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	258 sqft

Location & Zoning

Street Address	4705 ROCK CREEK CIR
City	LAREDO
State	TX
Zip	78041-7699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ESCONDIDO, BLOCK 3, LOT 5, UNIT 5
Legal Subdivision	ESCONDIDO
Legal Block	3
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1020
Census Tract	1714

Owner

4705 Rock Creek Cir is owned and occupied by two individuals who bought it in December 2011.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4705 ROCK CREEK CIR, LAREDO, TX 78041-7699
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2011 · Amount on File
Deed Sale	Dec 28, 2011 · Amount on File
Prior Sale	Aug 16, 2011 · Amount on File
Deed Document Number	201121140
Deed Book / Page	3193 / 8
Prior Transfer Date	Dec 20, 2011
Prior Transfer Doc	003193/008
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4705 ROCK CREEK CIR, LAREDO, TX 78041-7699
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 ROCK CREEK CIR, LAREDO, TX 78041-7699

Mortgage

Document Number	0004890/94
Date	Oct 28, 2020
Book Page	4890/94
Instrument	1408480

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	255 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 4705 Rock Creek Cir was $1,549 with a homeowner's exemption, down 17% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,393 (-0.55%) Land $113,767 Building $190,626	$304,393 (-0.55%) Land $113,767 Building $190,626
2025	$1,549.00 (-16.99%) Homeowner's exemption	$306,089 Land $113,767 Building $192,322	$306,089 Land $113,767 Building $192,322
2024	$1,866.00
2023		$289,976 Land $93,606 Building $196,370	$289,976 Land $93,606 Building $196,370
2022	$1,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4705 Rock Creek Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4705 Rock Creek Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20