4705 Rinaldo Rd, York, SC 29745 Property Records

York County property record for 4705 Rinaldo Rd, York, SC 29745

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,069 sqft · built 2018
Lot Size	0.337 acres (14,692 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,175 (May 2018)
Tax Bill	$2,171 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-02-01-025`

Property Details

APN / Parcel Number

Primary APN	`550-02-01-025`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,069 sqft Living Area
Gross Area	4,086 sqft
1st Floor Area	2,129 sqft
2nd Floor Area	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	14,692 sqft (0.337 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	330 sqft
Patio Area	204 sqft

Location & Zoning

Street Address	4705 RINALDO RD
City	YORK
State	SC
Zip	29745-9805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 123 / PALM TREE COVE PHS 4
Legal Subdivision	FINAL PLAT OF PALM TREE COVE PH 4
Legal Lot Number	123
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	2
Census Block	2002
Census Tract	60910

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4705 RINALDO RD, YORK, SC 29745-9805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	201822272
Deed Book / Page	16997 / 381
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4705 RINALDO RD, YORK, SC 29745-9805
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1825500001
Date	May 8, 2020
Book Page	18255/1
Instrument	2020019533

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	May 30, 2018
Property Address	4705 RINALDO RD, YORK, SC 29745-9805
Document Number	1699700381
Book / Page	16997 / 381
Map Reference	MB 153 PG 242
Instrument Date	May 10, 2018
Instrument	2018022272
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,219.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4705 RINALDO RD, YORK, SC 29745-9805

Mortgage

Document Number	2018022273
Date	May 30, 2018
Instrument	2018022273

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,171.00 (+8.23%)	$15,862 (+15%) Land $2,497 Building $13,365	$539,900 (+56.57%) Land $85,000 Building $454,900
2023	$2,006.00	$13,793 Land $2,000 Building $11,793	$344,826 Land $50,000 Building $294,826

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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