4705 Pine Swamp Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 4705 Pine Swamp Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,204 sqft · built 1954
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2025)
Tax Bill	$766 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3979017636`

Property Details

APN / Parcel Number

Primary APN	`3979017636`
Alternative APNs	`78959` `84301` `85325`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Foundation Type	No Foundation
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	28 sqft
Patio Area	414 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	85325
Street Address	4705 PINE SWAMP RD
City	SPARTA
State	NC
Zip	28675-8491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#5 RICHARDSON LV
Legal Subdivision	RICHARDSON, L.V. ESTATE
Legal Block	442
Legal Lot Number	5
Jurisdiction	ALLEGHANY NC
Township / Civil Division	WHITEHEAD
Census Block Group	3
Census Block	3012
Census Tract	950300

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4705 PINE SWAMP RD, SPARTA, NC 28675-8491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Nov 14, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 10, 2023	Warranty Deed, Transfer
Nov 2, 2018	Warranty Deed, Transfer COASTAL FEDERAL CREDIT UNION
Apr 5, 2012	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS MORTGAGE ENTERPRISES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Sep 3, 2024 · Amount on Record
Deed Document Number	20252327
Deed Book / Page	453 / 1013
Last Transfer Date	Nov 20, 2025
Transfer Doc	0000002509
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	4705 PINE SWAMP RD, SPARTA, NC 28675-8491
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00415/1261
Date	Feb 19, 2021
Book Page	415/1261
Instrument	415

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Nov 14, 2025
Property Address	4705 PINE SWAMP RD, SPARTA, NC 28675-8491
Document Number	00453/1013
Book / Page	453 / 1013
Instrument Date	Nov 13, 2025
Instrument	2025002327
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6901 KONICA DR, WHITSETT, NC 27377-9787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 PINE SWAMP RD, SPARTA, NC 28675-8491

Mortgage

Document Number	2025002328
Date	Nov 14, 2025
Instrument	2025002328

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Oct 10, 2023
Property Address	4705 PINE SWAMP RD, SPARTA, NC 28675-8491
Document Number	00439/1340
Book / Page	439 / 1340
Instrument Date	Oct 6, 2023
Instrument	2189
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3438 LEONARD ST, RALEIGH, NC 27607-6827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 PINE SWAMP RD, SPARTA, NC 28675-8491

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Nov 2, 2018
Property Address	4705 PINE SWAMP RD, SPARTA, NC 28675-8491
Document Number	000396/366
Book / Page	396 / 366
Instrument Date	Nov 1, 2018
Instrument	000000002185
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 LEONARD ST, RALEIGH, NC 27607-6827

Mortgage

Document Number	0000000396/0000000368
Date	Nov 2, 2018
Book Page	0000000396/0000000368
Instrument	000000002186

Lender

Name	COASTAL FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

April 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Apr 5, 2012
Property Address	4705 PINE SWAMP RD, SPARTA, NC 28675-8491
Document Number	00349/1413
Book / Page	349 / 1413
Instrument Date	Apr 12, 2011
Instrument	00658
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4413 JOHN JAY LN, 4413, VIRGINIA BEACH, VA 23462-3124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1306, RAEFORD, NC 28376-1306

Mortgage

Document Number	00349/1416
Date	Apr 5, 2012
Book Page	349/1416
Instrument	00659

Lender

Name	HOMEOWNERS MORTGAGE ENTERPRISES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$766.00 (+1.59%)	$105,000 (+0.29%) Land $27,900 Building $77,100	$105,000 (+0.29%) Land $27,900 Building $77,100
2025	$754.00	$104,700 (-) Land $27,900 Building $76,800
2023		$104,700 Land $27,900 Building $76,800	$104,700 (-) Land $27,900 Building $76,800
2021			$104,700 Land $27,900 Building $76,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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