4705 Overview Dr, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 4705 Overview Dr, Fredericksburg, VA 22408

Property Summary

Property Type	Commercial
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2024)
Tax Bill	$1,086 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-A-19`

Property Details

APN / Parcel Number

Primary APN	`36-A-19`
Alternative APN	`036-A-19`

Exterior

Lot Area	34,412 sqft (0.79 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Street Address	4705 OVERVIEW DR
City	FREDERICKSBURG
State	VA
Zip	22408-8782
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C3 - COMME
Legal Description	C D BINNS
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LEE HILL
Census Block Group	3
Census Block	3001
Census Tract	20206

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4705 OVERVIEW DR, FREDERICKSBURG, VA 22408-8782
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY DIRECT MORTGAGE LLC
Mar 28, 2023	Warranty Deed, Transfer NOT AVAILABLE, CLEARVIEW TITLE & STLMNT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2024 · Amount on Record
Deed Sale	May 8, 2024 · Amount on Record
Prior Sale	Mar 28, 2023 · Amount on Record
Deed Document Number	20246000
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	May 8, 2024
Property Address	4705 OVERVIEW DR, FREDERICKSBURG, VA 22408-8782
Document Number	0240006000
Instrument Date	Apr 22, 2024
Instrument	240006000
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	NOT AVAILABLE, KTL TITLE GROUP OF VIRGINIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 OVERVIEW DR, FREDERICKSBURG, VA 22408-8782

Mortgage

Document Number	0240006001
Date	May 8, 2024
Instrument	240006001

Lender

Name	FIDELITY DIRECT MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Mar 28, 2023
Property Address	4705 OVERVIEW DR, FREDERICKSBURG, VA 22408-8782
Document Number	0230003916
Instrument Date	Mar 27, 2023
Instrument	230003916
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	NOT AVAILABLE, CLEARVIEW TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 BRIMSTONE DR, FREDERICKSBURG, VA 22407-4865

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,086.00 (+4.83%)	$147,300 (+9.68%) Land $146,300 Building $1,000
2025			$147,300 (+9.68%) Land $146,300 Building $1,000
2023	$1,036.00	$134,300 Land $133,300 Building $1,000	$134,300 Land $133,300 Building $1,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Verizon.

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