4705 Ocean Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 4705 Ocean Blvd, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,534 sqft · built 1998
Lot Size	0.138 acres (6,013 sqft)
Owner	Company Name on File
Last Sale	$3,400,000 (Mar 2023)
Tax Bill	$34,704 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-3997-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-3997-6`
Alternative APNs	`00-2S-22-0075-0000-107A` `22S20000750000107A`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	3,534 sqft Living Area
Gross Area	4,588 sqft
1st Floor Area	1,638 sqft
Upper Floors Area	1,896 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	6,013 sqft (0.138 acres)
Lot Width	80 ft Width
Garage Area	264 sqft
Porch	Finished/Open Porch
Porch Area	584 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4705 OCEAN BLVD
City	DESTIN
State	FL
Zip	32541-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESTINY BY THE SEA S/D LOTS 107A & 107B
Legal Subdivision	DESTINY BY THE SEA S/D
Legal Lot Number	107A
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1030
Census Tract	23308

Owner

4705 Ocean Blvd is owned by a company that bought it in March 2023.

Source: Okaloosa County records, as of July 15, 2026

Owner of Record	Company Name on File
Mailing Address	1417 SW 12TH AVE, WASHINGTON, OK 73093-9162
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO
May 7, 2021	Warranty Deed, Transfer · Line of Credit SECURITY FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023 · Amount on File
Deed Sale	Mar 2, 2023 · Amount on File
Prior Sale	Apr 4, 2022 · Amount on File
Deed Document Number	20233609108
Deed Book / Page	3664 / 1420
Prior Transfer Date	Nov 10, 2014
Prior Transfer Doc	0031724267
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 2, 2023
Property Address	4705 OCEAN BLVD, DESTIN, FL 32541-5701
Document Number	0036641420
Book / Page	3664 / 1420
Map Reference	MB 16 PG 21&22
Instrument Date	Feb 28, 2023
Instrument	3609108
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 WOODED BROOK DR, THE WOODLANDS, TX 77382-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 SW 12TH AVE, GOLDSBY, OK 73093-9162

Mortgage

Document Number	0036641422
Date	Mar 2, 2023
Book Page	3664/1422
Instrument	3609109

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	WASHINGTON, OK 73093

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 29, 2028

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 7, 2021
Property Address	4705 OCEAN BLVD, DESTIN, FL 32541-5701
Document Number	0035450628
Book / Page	3545 / 628
Map Reference	MB 16 PG 21&22
Instrument Date	Apr 30, 2021
Instrument	3453299
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 ROCK DOVE CIR, 1701, COLLEYVILLE, TX 76034-7739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S5160 WILLIAM CT, EAU CLAIRE, WI 54701-5080

Mortgage

Document Number	3545630
Date	May 7, 2021
Instrument	3545/630

Lender

Name	SECURITY FINANCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4705 Ocean Blvd was $34,704.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34,704.00	$2,930,278 Land $1,816,168 Building $1,114,110	$2,930,278 Land $1,816,168 Building $1,114,110
2023	$35,271.00 (+39.47%)	$2,952,511 (+40.68%) Land $1,208,940 Building $1,743,571	$2,952,511 (+40.68%) Land $1,208,940 Building $1,743,571
2022	$25,290.00	$2,098,672 Land $1,018,130 Building $1,080,542	$2,098,672 Land $1,018,130 Building $1,080,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4705 Ocean Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1998) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4705 Ocean Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
AT&T Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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