4705 Mink Loop NW, Sauk Rapids, MN 56379 Property Records

Benton County property record for 4705 Mink Loop NW, Sauk Rapids, MN 56379

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,090 sqft · built 1979
Lot Size	0.507 acres (22,097 sqft)
Owner	2 Individual Names on File
Last Sale	$277,775 (Jun 2022)
Tax Bill	$2,610 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11.00407.00`

Property Details

APN / Parcel Number

Primary APN	`11.00407.00`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Building Area	1,090 sqft Living Area
1st Floor Area	1,090 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	22,097 sqft (0.507 acres)
Garage Area	1,084 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4705 MINK LOOP NW
City	SAUK RAPIDS
State	MN
Zip	56379-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-03 TWP-036 RANGE-031 CZECH ADDN PLAT 3 LOT-004 BLOCK-003
Legal Range	031
Legal Township	036
Legal Section	03
Legal Subdivision	CZECH ADDN PLAT 3
Legal Block	3
Legal Lot Number	4
Jurisdiction	BENTON MN
Township / Civil Division	SAUK RAPIDS
Census Block Group	1
Census Block	1005
Census Tract	20206

Owner

4705 Mink Loop NW is owned and occupied by two individuals who bought it in June 2022.

Source: Benton County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4705 MINK LOOP NW, SAUK RAPIDS, MN 56379-9419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 1, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 9, 2022	Warranty Deed, Transfer · FHA Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Deed Document Number	2022461080
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Recording Date	Aug 14, 2026
Property Address	4705 MINK LOOP NW, SAUK RAPIDS, MN 56379-9419
Document Number	0000485140
Instrument Date	Jul 31, 2026
Instrument	2026485140
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 MINK LOOP NW, SAUK RAPIDS, MN 56379-9419

Mortgage

Document Number	0000485140,
Date	Aug 14, 2026
Instrument	2026485140

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Jul 1, 2052

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	4705 MINK LOOP NW, SAUK RAPIDS, MN 56379-9419
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 MINK LOOP NW, SAUK RAPIDS, MN 56379-9419

Mortgage

Document Number	0000470307
Date	Feb 1, 2024
Instrument	470307

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 9, 2022
Property Address	4705 MINK LOOP NW, SAUK RAPIDS, MN 56379-9419
Document Number	0000461080
Instrument Date	Jun 3, 2022
Instrument	461080
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	QUALITY TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$916.66
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4705 MINK LOOP NW, SAUK RAPIDS, MN 56379-9419

Mortgage

Document Number	0000461081
Date	Jun 9, 2022
Instrument	461081

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Mortgage

Document Number	0000461082
Date	Jun 9, 2022
Instrument	461082

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4705 Mink Loop NW was $2,610 with a homeowner's exemption.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
County Subdivision	Sauk Rapids Township
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,610.00 Homeowner's exemption	$299,900 Land $51,500 Building $248,400	$299,900 Land $51,500 Building $248,400
2023	$2,452.00	$288,200 Land $46,600 Building $241,600	$288,200 Land $46,600 Building $241,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4705 Mink Loop NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4705 Mink Loop NW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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