San Diego County property record for 4705 Mahogany Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,719 sqft · built 1985 |
| Lot Size | 0.272 acres (11,840 sqft) |
| Owner | Company Name on Record |
| Last Sale | $115,000 (Apr 1987) |
| Tax Bill | $3,373 (2025) |
| Deeds & Mortgages | Jul 2022 Reverse Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 163-490-28-00 |
| Primary APN | 163-490-28-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,719 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 11,840 sqft (0.272 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4705 MAHOGANY DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 64 TR 009403 |
| Legal Subdivision | REGENCY HILLS-OCEANSIDE |
| Legal Tract | 009403 |
| Legal Block | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 19403 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4705 MAHOGANY DR, OCEANSIDE, CA 92056-3551 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Reverse Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 1987 · Amount on Record |
| Deed Sale | Apr 29, 1987 · Amount on Record |
| Prior Sale | Jan 31, 1985 · Amount on Record |
| Deed Document Number | 1987231809 |
| Last Transfer Date | Sep 30, 2004 |
| Transfer Doc | 0001016091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4705 MAHOGANY DR, OCEANSIDE, CA 92056-3551 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 4705 MAHOGANY DR, OCEANSIDE, CA 92056-3551 |
| Document Number | 0000287502 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022-0287502 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92130 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 811 Months |
| Due | Feb 6, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.85% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.85% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4705 MAHOGANY DR, OCEANSIDE, CA 92056-3551 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 4705 MAHOGANY DR, OCEANSIDE, CA 92056-3551 |
| Document Number | 0000613363 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 2020-0613363 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $307,004 (+2%) Land $114,828 Building $192,176 | |
| 2025 | $3,373.00 (+8.74%) Homeowner's exemption | $300,985 (+4.04%) Land $112,577 Building $188,408 |
| 2023 | $3,102.00 (+0.32%) Homeowner's exemption | $289,299 Land $108,206 Building $181,093 |
| 2022 | $3,092.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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